Data / Consumer complaints / Credible Labs Inc.
Credible Labs Inc.: 14 CFPB complaints, last 3 years
The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.
Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Credible Labs Inc. drew 14 consumer complaints in the CFPB database in the three years to November 9, 2026, and 38 since 2018. The largest group, 6, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 4. The company responded on time to 85.7% of the complaints, and 21.4% closed with monetary or other relief.
The request: Watch Credible Labs Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 14Complaints, last 3 years
- 38Complaints, all years
- 85.7%Responded on time
- 21.4%Closed with relief
- 4Products
- Jul 2, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 2 |
| 2025 | 4 |
| 2024 | 7 |
| 2023 | 6 |
| 2022 | 5 |
| 2021 | 9 |
| 2020 | 2 |
| 2019 | 2 |
| 2018 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 6 | 42.9% |
| Payday loan, title loan, personal loan, or advance loan | 6 | 42.9% |
| Debt or credit management | 1 | 7.1% |
| Student loan | 1 | 7.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 4 | 28.6% |
| Getting a line of credit | 3 | 21.4% |
| Incorrect information on your report | 2 | 14.3% |
| Dealing with your lender or servicer | 1 | 7.1% |
| Didn't provide services promised | 1 | 7.1% |
| Getting the loan | 1 | 7.1% |
| Loan payment wasn't credited to your account | 1 | 7.1% |
| Was approved for a loan, but didn't receive the money | 1 | 7.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 11 | 78.6% |
| Closed with non-monetary relief | 3 | 21.4% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 4 | 28.6% |
| District of Columbia | 1 | 7.1% |
| Illinois | 1 | 7.1% |
| Missouri | 1 | 7.1% |
| North Carolina | 1 | 7.1% |
| Nevada | 1 | 7.1% |
| New York | 1 | 7.1% |
| Ohio | 1 | 7.1% |
| Oregon | 1 | 7.1% |
| South Carolina | 1 | 7.1% |
| Virginia | 1 | 7.1% |
Latest 14 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 2, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| January 13, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 15, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 20, 2025 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | Closed with non-monetary relief | consumerfinance.gov |
| April 29, 2025 | Payday loan, title loan, personal loan, or advance loan | Loan payment wasn't credited to your account | Closed with explanation | consumerfinance.gov |
| February 14, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 2, 2024 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| November 23, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| October 13, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| October 3, 2024 | Debt or credit management | Didn't provide services promised | Closed with explanation | consumerfinance.gov |
| August 21, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| July 9, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| April 13, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| December 3, 2023 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Debt or credit management complaints
- Every company with Student loan complaints
- Consumer complaints in Texas
- Consumer complaints in South Carolina
- Consumer complaints in District of Columbia
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.