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Data / Consumer complaints / Creative Finance, Inc.

Creative Finance, Inc.: 18 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Creative Finance, Inc. drew 18 consumer complaints in the CFPB database in the three years to November 9, 2026, and 24 since 2021. The largest group, 10, was about vehicle loan or lease, and the most common issue was “Managing the loan or lease” with 4. The company responded on time to 83.3% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Creative Finance, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

Watch this company's complaintsGet every vehicle loan or lease companyGet vehicle loan or lease in Wisconsin

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 18Complaints, last 3 years
  • 24Complaints, all years
  • 83.3%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Aug 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 97
20256
20244
20232
20224
20211

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Vehicle loan or lease1055.6%
Credit reporting or other personal consumer reports422.2%
Debt collection316.7%
Debt or credit management15.6%

Issues

IssueComplaintsShare
Managing the loan or lease422.2%
Incorrect information on your report316.7%
Credit monitoring or identity theft protection services211.1%
False statements or representation211.1%
Problem with a company's investigation into an existing problem211.1%
Repossession211.1%
Attempts to collect debt not owed15.6%
Confusing or missing disclosures15.6%
Struggling to pay your loan15.6%

How the company responded

Company responseComplaintsShare
Closed with explanation1794.4%
Untimely response15.6%

States

StateComplaintsShare
Wisconsin1161.1%
Illinois316.7%
Arizona211.1%
Alabama15.6%
Minnesota15.6%

Latest 18 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
August 21, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 18, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 19, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 11, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
March 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 2, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 9, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 3, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 17, 2025Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
February 24, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
February 19, 2025Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
February 7, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 20, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 6, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
February 13, 2024Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 13, 2024Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 17, 2023Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.