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Data / Consumer complaints / Climb Credit Inc.

Climb Credit Inc.: 737 CFPB consumer complaints in the last 3 years

Climb Credit Inc. drew 737 consumer complaints in the CFPB database in the three years to November 6, 2026, and 800 since 2015. The largest group, 494, was about student loan, and the most common issue was “Dealing with your lender or servicer” with 267. The company responded on time to 99.9% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every student loan companyGet student loan in Texas
  • 737Complaints, last 3 years
  • 800Complaints, all years
  • 99.9%Responded on time
  • 0.0%Closed with relief
  • 7Products
  • Oct 26, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6354
2025317
202457
202338
202214
20215
20205
20192
20181
20173
20154

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Student loan49467%
Debt collection11014.9%
Credit reporting or other personal consumer reports10314%
Payday loan, title loan, personal loan, or advance loan233.1%
Vehicle loan or lease40.5%
Debt or credit management20.3%
Credit card10.1%

Issues

IssueComplaintsShare
Dealing with your lender or servicer26736.2%
Getting a loan11715.9%
Incorrect information on your report7410%
Struggling to repay your loan466.2%
Took or threatened to take negative or legal action405.4%
Attempts to collect debt not owed395.3%
Problem with a company's investigation into an existing problem263.5%
Improper use of your report223%
Issue where my lender is my school223%
Issue with income share agreement202.7%
False statements or representation111.5%
Written notification about debt91.2%
Communication tactics70.9%
Charged fees or interest you didn't expect50.7%
Getting the loan50.7%
Problem with additional add-on products or services50.7%
Struggling to pay your loan50.7%
Electronic communications40.5%
Credit monitoring or identity theft protection services30.4%
Managing the loan or lease20.3%
Problem with the payoff process at the end of the loan20.3%
Confusing or misleading advertising or marketing10.1%
Getting a loan or lease10.1%
Problem when making payments10.1%
Repossession10.1%

How the company responded

Company responseComplaintsShare
Closed with explanation737100%

States

StateComplaintsShare
Texas8912.1%
California7610.3%
Florida719.6%
New York719.6%
Georgia405.4%
North Carolina334.5%
New Jersey263.5%
Colorado253.4%
Arizona212.8%
Pennsylvania212.8%
Virginia192.6%
Massachusetts182.4%
Washington182.4%
Tennessee162.2%
Indiana152%
Maryland152%
Ohio141.9%
Illinois121.6%
South Carolina121.6%
Utah121.6%
Louisiana91.2%
Michigan81.1%
Oklahoma81.1%
Iowa70.9%
Minnesota70.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 26, 2026Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 25, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
October 21, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 21, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
October 18, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 14, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 14, 2026Student loanIssue with income share agreementClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 13, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 13, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
October 11, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 11, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 9, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
October 8, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
October 5, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
October 5, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 2, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
October 1, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 28, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 28, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 28, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 27, 2026Student loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 27, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 23, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 22, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 19, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 16, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
September 16, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
September 16, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 14, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 13, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
September 13, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
September 11, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 11, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 10, 2026Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 10, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 9, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 6, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
September 4, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 4, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 2, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.