Data / Consumer complaints / Choice Capital Fund
Choice Capital Fund: 11 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Choice Capital Fund drew 11 consumer complaints in the CFPB database in the three years to November 9, 2026, and 26 since 2018. The largest group, 7, was about debt collection, and the most common issue was “Charged fees or interest you didn't expect” with 2. The company responded on time to 9.1% of the complaints, and 9.1% closed with monetary or other relief. The CFPB records the company as CHOICE CAPITAL FUND.
The request: Watch Choice Capital Fund: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 11Complaints, last 3 years
- 26Complaints, all years
- 9.1%Responded on time
- 9.1%Closed with relief
- 2Products
- Aug 28, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 1 |
| 2025 | 7 |
| 2024 | 3 |
| 2023 | 3 |
| 2022 | 2 |
| 2020 | 4 |
| 2019 | 3 |
| 2018 | 3 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 7 | 63.6% |
| Payday loan, title loan, personal loan, or advance loan | 4 | 36.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 2 | 18.2% |
| Struggling to pay your loan | 2 | 18.2% |
| Took or threatened to take negative or legal action | 2 | 18.2% |
| Attempts to collect debt not owed | 1 | 9.1% |
| Communication tactics | 1 | 9.1% |
| Electronic communications | 1 | 9.1% |
| False statements or representation | 1 | 9.1% |
| Written notification about debt | 1 | 9.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 7 | 63.6% |
| Untimely response | 3 | 27.3% |
| Closed with non-monetary relief | 1 | 9.1% |
States
| State | Complaints | Share |
|---|---|---|
| California | 4 | 36.4% |
| Florida | 3 | 27.3% |
| Texas | 3 | 27.3% |
| Utah | 1 | 9.1% |
Latest 11 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| August 28, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| December 29, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Untimely response | consumerfinance.gov |
| November 17, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Untimely response | consumerfinance.gov |
| August 14, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| May 14, 2025 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| April 17, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| March 19, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 13, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 25, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 31, 2024 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| January 22, 2024 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Consumer complaints in California
- Consumer complaints in Florida
- Consumer complaints in Texas
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.