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Data / Consumer complaints / Arcadia Holdings, LLC / Debt collection

Arcadia Holdings, LLC: 31 CFPB complaints about debt collection, last 3 years

Arcadia Holdings, LLC drew 31 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 96.9% of its 32 complaints in that time. The most common issue was “Attempts to collect debt not owed”. The company responded on time to 12.9% of them, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 31Complaints, last 3 years
  • 96.9%Share of the company's complaints
  • 12.9%Responded on time
  • 0.0%Closed with relief
  • Sep 7, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 2026929%
12 months to Nov 6, 20251445.2%
12 months to Nov 6, 2024825.8%

Issues

IssueComplaintsShare
Attempts to collect debt not owed929%
False statements or representation722.6%
Communication tactics619.4%
Threatened to contact someone or share information improperly412.9%
Electronic communications26.5%
Written notification about debt26.5%
Took or threatened to take negative or legal action13.2%

How the company responded

Company responseComplaintsShare
Untimely response2271%
Closed with explanation929%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Connecticut516.1%
Pennsylvania412.9%
Massachusetts39.7%
New Jersey39.7%
New York26.5%
Texas26.5%
Alabama13.2%
Arkansas13.2%
California13.2%
District of Columbia13.2%
Indiana13.2%
Kentucky13.2%
Maryland13.2%
Ohio13.2%
Oklahoma13.2%
Tennessee13.2%
Virginia13.2%
Vermont13.2%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 7, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
June 9, 2026Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
May 27, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
April 29, 2026Debt collectionElectronic communicationsUntimely responseconsumerfinance.gov
March 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
March 3, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
March 2, 2026Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
January 15, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
January 15, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 5, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 22, 2025Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
September 29, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
September 15, 2025Debt collectionElectronic communicationsUntimely responseconsumerfinance.gov
August 14, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 19, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
April 22, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 9, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 9, 2025Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
March 25, 2025Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
January 14, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 9, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 30, 2024Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 3, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 14, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 18, 2024Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.