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Data / Consumer complaints / American Finance LLC

American Finance LLC: 36 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

American Finance LLC drew 36 consumer complaints in the CFPB database in the three years to November 9, 2026, and 65 since 2015. The largest group, 16, was about credit reporting or other personal consumer reports, and the most common issue was “Problem with a company's investigation into an existing problem” with 12. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch American Finance LLC: each new CFPB complaint by product and issue, with the date and the company response.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Delaware

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 36Complaints, last 3 years
  • 65Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 920
202512
20243
20236
20228
20212
20201
20196
20181
20172
20162
20152

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports1644.4%
Vehicle loan or lease1541.7%
Debt collection513.9%

Issues

IssueComplaintsShare
Problem with a company's investigation into an existing problem1233.3%
Repossession822.2%
Incorrect information on your report411.1%
Managing the loan or lease411.1%
False statements or representation38.3%
Improper use of your report38.3%
Attempts to collect debt not owed25.6%

How the company responded

Company responseComplaintsShare
Closed with explanation36100%

States

StateComplaintsShare
Delaware1336.1%
Florida1027.8%
Maryland513.9%
South Carolina25.6%
Alabama12.8%
Illinois12.8%
Indiana12.8%
Kentucky12.8%
New York12.8%
Pennsylvania12.8%

Latest 36 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 7, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 1, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 29, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 19, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 19, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 19, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 1, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 11, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 6, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 13, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 12, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 4, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
February 6, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 29, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 21, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 5, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
November 8, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 8, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 23, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 20, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 9, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
February 19, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
January 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 14, 2025Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 17, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 11, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
February 5, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
November 14, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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