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Data / Consumer complaints / American Collection Systems, Inc.

American Collection Systems, Inc.: 13 CFPB complaints

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

American Collection Systems, Inc. drew 13 consumer complaints in the CFPB database in the three years to November 9, 2026, and 31 since 2014. The largest group, 12, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 4. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch American Collection Systems, Inc.: each new CFPB complaint by product and issue, with the date and the company response.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 13Complaints, last 3 years
  • 31Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 1, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 93
20253
20247
20233
20226
20211
20201
20191
20181
20172
20161
20142

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection1292.3%
Debt or credit management17.7%

Issues

IssueComplaintsShare
Attempts to collect debt not owed430.8%
Threatened to contact someone or share information improperly323.1%
False statements or representation215.4%
Written notification about debt215.4%
Didn't provide services promised17.7%
Took or threatened to take negative or legal action17.7%

How the company responded

Company responseComplaintsShare
Closed with explanation13100%

States

StateComplaintsShare
Wyoming538.5%
Colorado215.4%
North Carolina215.4%
Arizona17.7%
Massachusetts17.7%
Montana17.7%
Texas17.7%

Latest 13 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 1, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 31, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 2, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 7, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 14, 2025Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
October 1, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 24, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 12, 2024Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 6, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 24, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 23, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 24, 2024Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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