Data / Consumer complaints / V and H Portfolio
V and H Portfolio: 3,142 CFPB consumer complaints in the last 3 years
V and H Portfolio drew 3,142 consumer complaints in the CFPB database in the three years to November 6, 2026, and 4,019 since 2016. The largest group, 2,438, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 1,210. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
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- 3,142Complaints, last 3 years
- 4,019Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 7Products
- Oct 30, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 1,443 |
| 2025 | 1,056 |
| 2024 | 593 |
| 2023 | 348 |
| 2022 | 159 |
| 2021 | 220 |
| 2020 | 109 |
| 2019 | 44 |
| 2018 | 16 |
| 2017 | 20 |
| 2016 | 11 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 2,438 | 77.6% |
| Credit reporting or other personal consumer reports | 657 | 20.9% |
| Payday loan, title loan, personal loan, or advance loan | 32 | 1% |
| Debt or credit management | 9 | 0.3% |
| Credit card | 4 | 0.1% |
| Money transfer, virtual currency, or money service | 1 | 0.1% |
| Vehicle loan or lease | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 1,210 | 38.5% |
| Written notification about debt | 472 | 15% |
| Took or threatened to take negative or legal action | 368 | 11.7% |
| Incorrect information on your report | 321 | 10.2% |
| False statements or representation | 303 | 9.6% |
| Improper use of your report | 185 | 5.9% |
| Problem with a company's investigation into an existing problem | 154 | 4.9% |
| Communication tactics | 54 | 1.7% |
| Electronic communications | 17 | 0.5% |
| Threatened to contact someone or share information improperly | 14 | 0.4% |
| Charged fees or interest you didn't expect | 7 | 0.2% |
| Received a loan you didn't apply for | 6 | 0.2% |
| Confusing or missing disclosures | 4 | 0.1% |
| Credit monitoring or identity theft protection services | 3 | 0.1% |
| Problem with fraud alerts or security freezes | 3 | 0.1% |
| Can't contact lender or servicer | 2 | 0.1% |
| Problem with a company's investigation into an existing issue | 2 | 0.1% |
| Unauthorized withdrawals or charges | 2 | 0.1% |
| Charged upfront or unexpected fees | 1 | 0.1% |
| Confusing or misleading advertising or marketing | 1 | 0.1% |
| Fraud or scam | 1 | 0.1% |
| Getting a credit card | 1 | 0.1% |
| Getting a line of credit | 1 | 0.1% |
| Getting the loan | 1 | 0.1% |
| Identity theft protection or other monitoring services | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 3,140 | 99.9% |
| In progress | 2 | 0.1% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 909 | 28.9% |
| Florida | 523 | 16.6% |
| California | 214 | 6.8% |
| South Carolina | 213 | 6.8% |
| Georgia | 136 | 4.3% |
| Louisiana | 116 | 3.7% |
| Ohio | 99 | 3.2% |
| Illinois | 93 | 3% |
| Tennessee | 74 | 2.4% |
| Michigan | 66 | 2.1% |
| Alabama | 59 | 1.9% |
| Arizona | 57 | 1.8% |
| Missouri | 43 | 1.4% |
| Mississippi | 38 | 1.2% |
| Wisconsin | 37 | 1.2% |
| Maryland | 36 | 1.1% |
| Indiana | 35 | 1.1% |
| North Carolina | 34 | 1.1% |
| Oklahoma | 34 | 1.1% |
| Arkansas | 30 | 1% |
| Virginia | 27 | 0.9% |
| Kentucky | 24 | 0.8% |
| Nevada | 24 | 0.8% |
| Pennsylvania | 24 | 0.8% |
| New York | 23 | 0.7% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 18, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Debt or credit management complaints
- Consumer complaints in Texas
- Consumer complaints in Florida
- Consumer complaints in California
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.