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Data / Consumer complaints / Universal Fidelity LP

Universal Fidelity LP: 14 CFPB complaints, last 3 years

The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.

Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Universal Fidelity LP drew 14 consumer complaints in the CFPB database in the three years to November 9, 2026, and 83 since 2013. The largest group, 12, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 4. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Universal Fidelity LP: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 14Complaints, last 3 years
  • 83Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Sep 9, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 91
20257
20245
20233
20224
20211
20205
20193
20184
20173
20168
20157
201423
20139

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection1285.7%
Credit card17.1%
Debt or credit management17.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed428.6%
Took or threatened to take negative or legal action321.4%
Communication tactics214.3%
Written notification about debt214.3%
Confusing or missing disclosures17.1%
Electronic communications17.1%
Struggling to pay your bill17.1%

How the company responded

Company responseComplaintsShare
Closed with explanation14100%

States

StateComplaintsShare
New York321.4%
Illinois214.3%
Michigan214.3%
Texas214.3%
Arizona17.1%
Maine17.1%
Missouri17.1%
Oklahoma17.1%
Virginia17.1%

Latest 14 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 9, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
November 3, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 29, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 2, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
April 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 19, 2025Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
February 12, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
January 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 12, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 20, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 8, 2024Credit cardStruggling to pay your billClosed with explanationconsumerfinance.gov
May 15, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 25, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 18, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.