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Data / Consumer complaints / Top Line Collectors LLC

Top Line Collectors LLC: 76 CFPB consumer complaints in the last 3 years

Top Line Collectors LLC drew 76 consumer complaints in the CFPB database in the three years to November 6, 2026, and 76 since 2025. The largest group, 60, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 18. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in New York
  • 76Complaints, last 3 years
  • 76Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 653
202523

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection6078.9%
Credit reporting or other personal consumer reports1317.1%
Debt or credit management22.6%
Payday loan, title loan, personal loan, or advance loan11.3%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1823.7%
Electronic communications1013.2%
Written notification about debt1013.2%
Incorrect information on your report911.8%
Communication tactics810.5%
False statements or representation810.5%
Threatened to contact someone or share information improperly45.3%
Problem with a company's investigation into an existing problem33.9%
Took or threatened to take negative or legal action22.6%
Confusing or misleading advertising or marketing11.3%
Improper use of your report11.3%
Struggling to pay your loan11.3%
Unauthorized withdrawals or charges11.3%

How the company responded

Company responseComplaintsShare
Closed with explanation76100%

States

StateComplaintsShare
New York1621.1%
Georgia79.2%
Illinois79.2%
Pennsylvania67.9%
Florida56.6%
Texas56.6%
North Carolina45.3%
California33.9%
Washington33.9%
Alabama22.6%
Indiana22.6%
Maryland22.6%
New Jersey22.6%
South Carolina22.6%
Tennessee22.6%
Arkansas11.3%
Colorado11.3%
Idaho11.3%
Kentucky11.3%
Louisiana11.3%
Michigan11.3%
Mississippi11.3%
Nevada11.3%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
October 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 19, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
September 16, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 4, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 18, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
July 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 1, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 28, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 26, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 18, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 10, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 9, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 1, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
March 31, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 5, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
February 27, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
February 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 16, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 9, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 5, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.