Data / Consumer complaints / PayTomorrow, LLC
PayTomorrow, LLC: 91 CFPB consumer complaints in the last 3 years
PayTomorrow, LLC drew 91 consumer complaints in the CFPB database in the three years to November 6, 2026, and 111 since 2018. The largest group, 36, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 23. The company responded on time to 97.8% of the complaints, and 0.0% closed with monetary or other relief.
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Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Texas
- 91Complaints, last 3 years
- 111Complaints, all years
- 97.8%Responded on time
- 0.0%Closed with relief
- 5Products
- Nov 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 33 |
| 2025 | 26 |
| 2024 | 30 |
| 2023 | 19 |
| 2020 | 1 |
| 2019 | 1 |
| 2018 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 36 | 39.6% |
| Debt collection | 30 | 33% |
| Payday loan, title loan, personal loan, or advance loan | 22 | 24.2% |
| Vehicle loan or lease | 2 | 2.2% |
| Credit card | 1 | 1.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 23 | 25.3% |
| Communication tactics | 11 | 12.1% |
| Attempts to collect debt not owed | 8 | 8.8% |
| Problem with a company's investigation into an existing problem | 8 | 8.8% |
| Charged fees or interest you didn't expect | 6 | 6.6% |
| Problem when making payments | 5 | 5.5% |
| Improper use of your report | 4 | 4.4% |
| Problem with the payoff process at the end of the loan | 4 | 4.4% |
| Written notification about debt | 4 | 4.4% |
| Problem with fraud alerts or security freezes | 3 | 3.3% |
| Took or threatened to take negative or legal action | 3 | 3.3% |
| Electronic communications | 2 | 2.2% |
| False statements or representation | 2 | 2.2% |
| Getting the loan | 2 | 2.2% |
| Struggling to pay your loan | 2 | 2.2% |
| Getting a credit card | 1 | 1.1% |
| Problems at the end of the loan or lease | 1 | 1.1% |
| Repossession | 1 | 1.1% |
| Was approved for a loan, but didn't receive the money | 1 | 1.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 91 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 13 | 14.3% |
| North Carolina | 7 | 7.7% |
| Tennessee | 6 | 6.6% |
| California | 5 | 5.5% |
| Florida | 5 | 5.5% |
| New York | 5 | 5.5% |
| South Carolina | 5 | 5.5% |
| Arizona | 4 | 4.4% |
| Georgia | 4 | 4.4% |
| Louisiana | 4 | 4.4% |
| Maryland | 3 | 3.3% |
| Michigan | 3 | 3.3% |
| Missouri | 3 | 3.3% |
| New Jersey | 3 | 3.3% |
| Oklahoma | 3 | 3.3% |
| Pennsylvania | 3 | 3.3% |
| Illinois | 2 | 2.2% |
| Mississippi | 2 | 2.2% |
| Nevada | 2 | 2.2% |
| Ohio | 2 | 2.2% |
| Virginia | 2 | 2.2% |
| Arkansas | 1 | 1.1% |
| Colorado | 1 | 1.1% |
| Massachusetts | 1 | 1.1% |
| Utah | 1 | 1.1% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| September 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 4, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 16, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| July 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| June 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| June 25, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| June 19, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| June 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| June 2, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 2, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 13, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 14, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 13, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 10, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 19, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| March 13, 2026 | Credit reporting or other personal consumer reports | Problem with fraud alerts or security freezes | Closed with explanation | consumerfinance.gov |
| March 12, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 17, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 11, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | Closed with explanation | consumerfinance.gov |
| February 8, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| February 2, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| January 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 18, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 17, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| December 4, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 17, 2025 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| November 11, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 6, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 27, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| October 20, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 3, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 1, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 26, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 22, 2025 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| September 1, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 8, 2025 | Credit reporting or other personal consumer reports | Problem with fraud alerts or security freezes | Closed with explanation | consumerfinance.gov |
| July 2, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| June 25, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 20, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
Also on SpecStream
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Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.