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Data / Consumer complaints / Pacific Credit Exchange Corporation / Debt collection

Pacific Credit Exchange Corporation: 42 CFPB complaints about debt collection, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Pacific Credit Exchange Corporation drew 42 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 57.5% of its 73 complaints in that time. The most common issue was “Written notification about debt”. The company responded on time to 100.0% of them, and 9.5% closed with monetary or other relief.

The request: Watch Pacific Credit Exchange Corporation: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.

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  • 42Complaints, last 3 years
  • 57.5%Share of the company's complaints
  • 100.0%Responded on time
  • 9.5%Closed with relief
  • Sep 30, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261638.1%
12 months to Nov 6, 20251023.8%
12 months to Nov 6, 20241638.1%

Issues

IssueComplaintsShare
Written notification about debt1126.2%
Attempts to collect debt not owed1023.8%
False statements or representation1023.8%
Took or threatened to take negative or legal action1023.8%
Communication tactics12.4%

How the company responded

Company responseComplaintsShare
Closed with explanation3890.5%
Closed with non-monetary relief49.5%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California3071.4%
Texas716.7%
Florida37.1%
Nevada12.4%
Utah12.4%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 1, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
April 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 21, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 16, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 6, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 8, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 13, 2025Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
March 11, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.