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Data / Consumer complaints / Pacific Credit Exchange Corporation

Pacific Credit Exchange Corporation: 73 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Pacific Credit Exchange Corporation drew 73 consumer complaints in the CFPB database in the three years to November 6, 2026, and 159 since 2014. The largest group, 42, was about debt collection, and the most common issue was “Improper use of your report” with 15. The company responded on time to 100.0% of the complaints, and 8.2% closed with monetary or other relief.

The request: Watch Pacific Credit Exchange Corporation: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 73Complaints, last 3 years
  • 159Complaints, all years
  • 100.0%Responded on time
  • 8.2%Closed with relief
  • 4Products
  • Sep 30, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 614
202525
202430
202312
202225
202127
20209
20194
20185
20174
20162
20142

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection4257.5%
Credit reporting or other personal consumer reports2939.7%
Debt or credit management11.4%
Vehicle loan or lease11.4%

Issues

IssueComplaintsShare
Improper use of your report1520.5%
Incorrect information on your report1317.8%
Written notification about debt1115.1%
Attempts to collect debt not owed1013.7%
False statements or representation1013.7%
Took or threatened to take negative or legal action1013.7%
Communication tactics11.4%
Problem with a company's investigation into an existing problem11.4%
Problem with customer service11.4%
Problems at the end of the loan or lease11.4%

How the company responded

Company responseComplaintsShare
Closed with explanation6791.8%
Closed with non-monetary relief68.2%

States

StateComplaintsShare
California5474%
Texas912.3%
Florida56.8%
Utah34.1%
Nevada11.4%
Washington11.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 1, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
April 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
February 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 26, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 21, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 11, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 16, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 6, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 6, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 13, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
July 8, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 3, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 3, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 2, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 13, 2025Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
April 18, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 9, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 8, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 5, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 27, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 11, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 7, 2024Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
November 26, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 8, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 31, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 24, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 10, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 25, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 24, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 24, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 23, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.