Skip to the page
Get started free

Data / Consumer complaints / North State Acceptance, LLC

North State Acceptance, LLC: 87 CFPB consumer complaints in the last 3 years

North State Acceptance, LLC drew 87 consumer complaints in the CFPB database in the three years to November 6, 2026, and 154 since 2013. The largest group, 31, was about debt collection, and the most common issue was “Incorrect information on your report” with 16. The company responded on time to 95.4% of the complaints, and 3.4% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in North Carolina
  • 87Complaints, last 3 years
  • 154Complaints, all years
  • 95.4%Responded on time
  • 3.4%Closed with relief
  • 5Products
  • Oct 8, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 634
202544
20247
202310
202215
20219
20207
20195
20185
20179
20165
20152
20141
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3135.6%
Vehicle loan or lease3034.5%
Credit reporting or other personal consumer reports2225.3%
Checking or savings account22.3%
Payday loan, title loan, personal loan, or advance loan22.3%

Issues

IssueComplaintsShare
Incorrect information on your report1618.4%
Repossession1517.2%
Took or threatened to take negative or legal action910.3%
Attempts to collect debt not owed89.2%
False statements or representation78%
Improper use of your report78%
Managing the loan or lease55.7%
Problem with a company's investigation into an existing problem44.6%
Written notification about debt44.6%
Electronic communications33.4%
Getting a loan or lease22.3%
Managing an account22.3%
Problems at the end of the loan or lease22.3%
Getting the loan11.1%
Struggling to pay your loan11.1%
Vehicle was repossessed or sold the vehicle11.1%

How the company responded

Company responseComplaintsShare
Closed with explanation8496.6%
Closed with non-monetary relief22.3%
Closed with monetary relief11.1%

States

StateComplaintsShare
North Carolina5967.8%
South Carolina66.9%
California44.6%
Virginia44.6%
Tennessee33.4%
Florida22.3%
Georgia22.3%
Illinois11.1%
Maryland11.1%
Mississippi11.1%
New York11.1%
Pennsylvania11.1%
Texas11.1%
West Virginia11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 8, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 17, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 20, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 15, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 13, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 12, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 5, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 30, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 11, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 8, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 2, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 10, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 26, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
January 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 16, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 11, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 6, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 22, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
October 21, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 16, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 1, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 25, 2025Vehicle loan or leaseImproper use of your reportClosed with explanationconsumerfinance.gov
September 13, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 9, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 8, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 6, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 5, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
August 26, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.