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Data / Consumer complaints / MCMC Auto LTD

MCMC Auto LTD: 48 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

MCMC Auto LTD drew 48 consumer complaints in the CFPB database in the three years to November 9, 2026, and 73 since 2015. The largest group, 18, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 12. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch MCMC Auto LTD: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Texas

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 48Complaints, last 3 years
  • 73Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Jun 28, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 913
202525
202410
20234
20217
20201
20193
20182
20175
20161
20152

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports1837.5%
Vehicle loan or lease1837.5%
Debt collection1225%

Issues

IssueComplaintsShare
Incorrect information on your report1225%
Repossession1122.9%
Took or threatened to take negative or legal action714.6%
Attempts to collect debt not owed48.3%
Problem with a company's investigation into an existing problem48.3%
Managing the loan or lease36.2%
Improper use of your report24.2%
Struggling to pay your loan24.2%
Communication tactics12.1%
Problems at the end of the loan or lease12.1%
Unable to get your credit report or credit score12.1%

How the company responded

Company responseComplaintsShare
Closed with explanation48100%

States

StateComplaintsShare
Texas4491.7%
Arkansas24.2%
California12.1%
Louisiana12.1%

Latest 48 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
June 28, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 27, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 26, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 25, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 17, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 15, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 23, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 3, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 29, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 27, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 26, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 20, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 20, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 4, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
December 3, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
November 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 2, 2025Credit reporting or other personal consumer reportsUnable to get your credit report or credit scoreClosed with explanationconsumerfinance.gov
October 22, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 26, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 8, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 21, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 3, 2025Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
May 31, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 14, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 9, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 25, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
March 10, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
February 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 16, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
February 14, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 21, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 6, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
January 3, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 30, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 20, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
November 11, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 22, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 18, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 23, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
February 26, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 31, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 27, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 15, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.