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Data / Consumer complaints / Ingenuity RM, LLC

Ingenuity RM, LLC: 15 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Ingenuity RM, LLC drew 15 consumer complaints in the CFPB database in the three years to November 9, 2026, and 32 since 2021. The largest group, 15, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 5. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Ingenuity RM, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 15Complaints, last 3 years
  • 32Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 1Products
  • Apr 18, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 92
202510
20243
20234
20226
20217

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection15100%

Issues

IssueComplaintsShare
Attempts to collect debt not owed533.3%
Took or threatened to take negative or legal action426.7%
False statements or representation320%
Written notification about debt213.3%
Communication tactics16.7%

How the company responded

Company responseComplaintsShare
Closed with explanation15100%

States

StateComplaintsShare
North Dakota1280%
Minnesota213.3%
South Dakota16.7%

Latest 15 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
April 18, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 10, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 12, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 12, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 18, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 30, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 19, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 15, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 5, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.