Skip to the page
Get started free

Data / Consumer complaints / Future Judgement Solutions / Debt collection

Future Judgement Solutions: 54 CFPB complaints about debt collection, last 3 years

Future Judgement Solutions drew 54 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 93.1% of its 58 complaints in that time. The most common issue was “Took or threatened to take negative or legal action”. The company responded on time to 35.2% of them, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every company for this productGet debt collection in Florida
  • 54Complaints, last 3 years
  • 93.1%Share of the company's complaints
  • 35.2%Responded on time
  • 0.0%Closed with relief
  • Jun 17, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261324.1%
12 months to Nov 6, 20252240.7%
12 months to Nov 6, 20241935.2%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action3361.1%
Attempts to collect debt not owed916.7%
Communication tactics611.1%
False statements or representation23.7%
Threatened to contact someone or share information improperly23.7%
Electronic communications11.9%
Written notification about debt11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation3870.4%
Untimely response1629.6%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida713%
Pennsylvania611.1%
New York59.3%
Texas59.3%
California35.6%
Colorado35.6%
North Carolina35.6%
Michigan23.7%
South Carolina23.7%
Wisconsin23.7%
Wyoming23.7%
Alabama11.9%
Arkansas11.9%
Georgia11.9%
Illinois11.9%
Kentucky11.9%
Massachusetts11.9%
Maryland11.9%
Minnesota11.9%
Missouri11.9%
New Mexico11.9%
Oklahoma11.9%
Oregon11.9%
Utah11.9%
Washington11.9%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
June 17, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 3, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
May 12, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
April 29, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
April 28, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
April 14, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
March 25, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
March 20, 2026Debt collectionElectronic communicationsUntimely responseconsumerfinance.gov
March 5, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 19, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
January 12, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
January 10, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
November 24, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 18, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 9, 2025Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
September 24, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 23, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 19, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 15, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 6, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 11, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 10, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 1, 2025Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.