Data / Consumer complaints / Credit Central Holdings, LLC
Credit Central Holdings, LLC: 329 CFPB consumer complaints in the last 3 years
Credit Central Holdings, LLC drew 329 consumer complaints in the CFPB database in the three years to November 6, 2026, and 585 since 2013. The largest group, 161, was about debt collection, and the most common issue was “Incorrect information on your report” with 83. The company responded on time to 98.5% of the complaints, and 0.0% closed with monetary or other relief.
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- 329Complaints, last 3 years
- 585Complaints, all years
- 98.5%Responded on time
- 0.0%Closed with relief
- 5Products
- Oct 16, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 139 |
| 2025 | 124 |
| 2024 | 61 |
| 2023 | 33 |
| 2022 | 20 |
| 2021 | 24 |
| 2020 | 15 |
| 2019 | 16 |
| 2018 | 16 |
| 2017 | 21 |
| 2016 | 40 |
| 2015 | 33 |
| 2014 | 38 |
| 2013 | 5 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 161 | 48.9% |
| Credit reporting or other personal consumer reports | 128 | 38.9% |
| Payday loan, title loan, personal loan, or advance loan | 38 | 11.6% |
| Credit card | 1 | 0.3% |
| Money transfer, virtual currency, or money service | 1 | 0.3% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 83 | 25.2% |
| Attempts to collect debt not owed | 79 | 24% |
| Took or threatened to take negative or legal action | 45 | 13.7% |
| Problem with a company's investigation into an existing problem | 39 | 11.9% |
| Improper use of your report | 17 | 5.2% |
| False statements or representation | 16 | 4.9% |
| Written notification about debt | 14 | 4.3% |
| Struggling to pay your loan | 9 | 2.7% |
| Problem when making payments | 7 | 2.1% |
| Communication tactics | 6 | 1.8% |
| Charged fees or interest you didn't expect | 3 | 0.9% |
| Problem with the payoff process at the end of the loan | 3 | 0.9% |
| Problem with additional add-on products or services | 2 | 0.6% |
| Credit monitoring or identity theft protection services | 1 | 0.3% |
| Fraud or scam | 1 | 0.3% |
| Getting the loan | 1 | 0.3% |
| Problem with fraud alerts or security freezes | 1 | 0.3% |
| Received a loan you didn't apply for | 1 | 0.3% |
| Threatened to contact someone or share information improperly | 1 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 326 | 99.1% |
| In progress | 3 | 0.9% |
States
| State | Complaints | Share |
|---|---|---|
| Alabama | 106 | 32.2% |
| South Carolina | 92 | 28% |
| Texas | 49 | 14.9% |
| Georgia | 23 | 7% |
| Tennessee | 21 | 6.4% |
| Louisiana | 8 | 2.4% |
| Arizona | 5 | 1.5% |
| North Carolina | 5 | 1.5% |
| Florida | 3 | 0.9% |
| Illinois | 2 | 0.6% |
| Maryland | 2 | 0.6% |
| Missouri | 2 | 0.6% |
| Pennsylvania | 2 | 0.6% |
| U.S. Virgin Islands | 2 | 0.6% |
| Arkansas | 1 | 0.3% |
| Iowa | 1 | 0.3% |
| Indiana | 1 | 0.3% |
| Mississippi | 1 | 0.3% |
| South Dakota | 1 | 0.3% |
| Virginia | 1 | 0.3% |
| Washington | 1 | 0.3% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 16, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 8, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 6, 2026 | Credit reporting or other personal consumer reports | Problem with fraud alerts or security freezes | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 1, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 28, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| August 20, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 10, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| August 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 7, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 6, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 6, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 10, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| July 10, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 9, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 29, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 26, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 24, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 2, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| May 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| May 20, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Credit card complaints
- Consumer complaints in Alabama
- Consumer complaints in South Carolina
- Consumer complaints in Texas
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.