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Data / Consumer complaints / Complete Credit Solutions, Inc.

Complete Credit Solutions, Inc.: 219 CFPB consumer complaints in the last 3 years

Complete Credit Solutions, Inc. drew 219 consumer complaints in the CFPB database in the three years to November 6, 2026, and 438 since 2014. The largest group, 157, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 61. The company responded on time to 99.5% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Texas
  • 219Complaints, last 3 years
  • 438Complaints, all years
  • 99.5%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 6, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 664
202573
202478
202343
202239
202166
202029
201921
20189
20175
20163
20152
20146

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection15771.7%
Credit reporting or other personal consumer reports6127.9%
Credit card10.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed6127.9%
Took or threatened to take negative or legal action4520.5%
Incorrect information on your report3214.6%
Written notification about debt2611.9%
False statements or representation188.2%
Improper use of your report167.3%
Problem with a company's investigation into an existing problem135.9%
Communication tactics41.8%
Threatened to contact someone or share information improperly20.9%
Electronic communications10.5%
Struggling to pay your bill10.5%

How the company responded

Company responseComplaintsShare
Closed with explanation219100%

States

StateComplaintsShare
Texas6529.7%
Georgia219.6%
North Carolina167.3%
Florida156.8%
Alabama146.4%
California115%
Illinois115%
Pennsylvania83.7%
Mississippi73.2%
New York73.2%
Maryland62.7%
Ohio62.7%
Virginia52.3%
Tennessee41.8%
Nevada31.4%
Arkansas20.9%
Arizona20.9%
Delaware20.9%
Michigan20.9%
South Carolina20.9%
Wisconsin20.9%
Colorado10.5%
District of Columbia10.5%
Indiana10.5%
Kentucky10.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 6, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 17, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 8, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 11, 2026Credit cardStruggling to pay your billClosed with explanationconsumerfinance.gov
August 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 20, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 14, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 28, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 28, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 15, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.