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Data / Consumer complaints / Bilateral Credit Corp, LLC

Bilateral Credit Corp, LLC: 46 CFPB consumer complaints in the last 3 years

Bilateral Credit Corp, LLC drew 46 consumer complaints in the CFPB database in the three years to November 6, 2026, and 80 since 2015. The largest group, 36, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 13. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in New York
  • 46Complaints, last 3 years
  • 80Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Nov 4, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 622
202516
20247
20237
20222
20215
20203
20191
20183
20172
20166
20156

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3678.3%
Credit reporting or other personal consumer reports1021.7%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1328.3%
Took or threatened to take negative or legal action919.6%
False statements or representation715.2%
Incorrect information on your report510.9%
Written notification about debt510.9%
Improper use of your report36.5%
Problem with a company's investigation into an existing problem24.3%
Communication tactics12.2%
Threatened to contact someone or share information improperly12.2%

How the company responded

Company responseComplaintsShare
Closed with explanation46100%

States

StateComplaintsShare
New York715.2%
Georgia613%
Texas613%
Florida36.5%
New Jersey36.5%
Ohio36.5%
Tennessee36.5%
Arizona24.3%
California24.3%
Maryland24.3%
Nebraska24.3%
Nevada24.3%
Alabama12.2%
Illinois12.2%
Kansas12.2%
Louisiana12.2%
North Carolina12.2%

Latest 46 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 4, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 22, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 29, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 8, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
May 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 28, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 28, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 21, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 21, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 21, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 20, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 24, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 18, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 22, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 23, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 2, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 2, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 20, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 18, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 6, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 2, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 30, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 22, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 20, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 16, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 14, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 7, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 29, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 22, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 27, 2023Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.