Skip to the page
Get started free

Data / Consumer complaints / Bepensa Capital, Inc. / Debt collection

Bepensa Capital, Inc.: 44 CFPB complaints about debt collection, last 3 years

Bepensa Capital, Inc. drew 44 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 29.1% of its 151 complaints in that time. The most common issue was “Attempts to collect debt not owed”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every company for this productGet debt collection in Florida
  • 44Complaints, last 3 years
  • 29.1%Share of the company's complaints
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • Jun 10, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261636.4%
12 months to Nov 6, 20252147.7%
12 months to Nov 6, 2024715.9%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1636.4%
Took or threatened to take negative or legal action1125%
Written notification about debt920.5%
False statements or representation511.4%
Communication tactics24.5%
Threatened to contact someone or share information improperly12.3%

How the company responded

Company responseComplaintsShare
Closed with explanation44100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida715.9%
Georgia613.6%
North Carolina613.6%
South Carolina511.4%
Texas49.1%
Pennsylvania36.8%
Illinois24.5%
Michigan24.5%
Tennessee24.5%
Alabama12.3%
District of Columbia12.3%
Louisiana12.3%
Maryland12.3%
New Jersey12.3%
Oregon12.3%
Virginia12.3%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
June 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 26, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 6, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 10, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 18, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 24, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 8, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 28, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 10, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 10, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 7, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 24, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.