Data / Consumer complaints / Atlas Credit Company, Inc.
Atlas Credit Company, Inc.: 64 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Atlas Credit Company, Inc. drew 64 consumer complaints in the CFPB database in the three years to November 6, 2026, and 162 since 2016. The largest group, 31, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 17. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Atlas Credit Company, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 64Complaints, last 3 years
- 162Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 4Products
- Jul 23, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 8 |
| 2025 | 36 |
| 2024 | 18 |
| 2023 | 19 |
| 2022 | 15 |
| 2021 | 14 |
| 2020 | 12 |
| 2019 | 14 |
| 2018 | 8 |
| 2017 | 11 |
| 2016 | 7 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 31 | 48.4% |
| Debt collection | 17 | 26.6% |
| Payday loan, title loan, personal loan, or advance loan | 15 | 23.4% |
| Checking or savings account | 1 | 1.6% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 17 | 26.6% |
| Problem with a company's investigation into an existing problem | 10 | 15.6% |
| Improper use of your report | 7 | 10.9% |
| Attempts to collect debt not owed | 5 | 7.8% |
| Struggling to pay your loan | 5 | 7.8% |
| Took or threatened to take negative or legal action | 5 | 7.8% |
| Problem when making payments | 4 | 6.2% |
| Communication tactics | 3 | 4.7% |
| Written notification about debt | 2 | 3.1% |
| Charged fees or interest you didn't expect | 1 | 1.6% |
| Electronic communications | 1 | 1.6% |
| False statements or representation | 1 | 1.6% |
| Opening an account | 1 | 1.6% |
| Problem with cash advance | 1 | 1.6% |
| Problem with the payoff process at the end of the loan | 1 | 1.6% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 64 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 40 | 62.5% |
| Virginia | 11 | 17.2% |
| Oklahoma | 4 | 6.2% |
| Maryland | 2 | 3.1% |
| Tennessee | 2 | 3.1% |
| Florida | 1 | 1.6% |
| Mississippi | 1 | 1.6% |
| North Carolina | 1 | 1.6% |
| Nevada | 1 | 1.6% |
| Pennsylvania | 1 | 1.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 29, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| April 30, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| April 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 29, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 18, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| December 5, 2025 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 4, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 29, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 6, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 6, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 8, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 8, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 3, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| August 27, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 8, 2025 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| July 8, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 4, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 22, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| June 10, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 8, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 28, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 28, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem with cash advance | Closed with explanation | consumerfinance.gov |
| May 12, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| May 9, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| April 6, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 4, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| March 31, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 6, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| March 5, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| March 5, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| March 5, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| March 3, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| January 24, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 23, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| January 16, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| January 14, 2025 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 10, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 1, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| December 23, 2024 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| December 2, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 28, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 17, 2024 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 10, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 5, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Checking or savings account complaints
- Consumer complaints in Texas
- Consumer complaints in Virginia
- Consumer complaints in Oklahoma
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.