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Data / Consumer complaints / Arivo Acceptance, LLC

Arivo Acceptance, LLC: 200 CFPB consumer complaints in the last 3 years

Arivo Acceptance, LLC drew 200 consumer complaints in the CFPB database in the three years to November 6, 2026, and 242 since 2019. The largest group, 94, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 57. The company responded on time to 97.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Texas
  • 200Complaints, last 3 years
  • 242Complaints, all years
  • 97.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 670
202583
202439
202328
20229
20213
20206
20194

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports9447%
Vehicle loan or lease7336.5%
Debt collection3216%
Credit card10.5%

Issues

IssueComplaintsShare
Improper use of your report5728.5%
Incorrect information on your report4020%
Managing the loan or lease2311.5%
Repossession2010%
Attempts to collect debt not owed147%
Problem with a company's investigation into an existing problem84%
Problems at the end of the loan or lease84%
Struggling to pay your loan63%
Communication tactics52.5%
Getting a loan or lease52.5%
Took or threatened to take negative or legal action52.5%
False statements or representation42%
Electronic communications31.5%
Problem with fraud alerts or security freezes10.5%
Threatened to contact someone or share information improperly10.5%

How the company responded

Company responseComplaintsShare
Closed with explanation200100%

States

StateComplaintsShare
Texas4422%
Georgia4321.5%
Arizona2010%
Washington126%
Kentucky105%
Nevada73.5%
Ohio73.5%
Indiana42%
North Carolina42%
Tennessee42%
Colorado31.5%
Florida31.5%
Idaho31.5%
Illinois31.5%
Missouri31.5%
Oregon31.5%
Virginia31.5%
Alabama21%
Arkansas21%
California21%
Louisiana21%
Oklahoma21%
South Carolina21%
Utah21%
Hawaii10.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 8, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 2, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 30, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 29, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 25, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 23, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 6, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 28, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
August 26, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 12, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
August 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 6, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 31, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 24, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 21, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 14, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 27, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 16, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 16, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 11, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 10, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 26, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 18, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 17, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 16, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 11, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 6, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
May 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 29, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 29, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
April 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.