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Data / Consumer complaints / Alchro Inc.

Alchro Inc.: 107 CFPB consumer complaints in the last 3 years

Alchro Inc. drew 107 consumer complaints in the CFPB database in the three years to November 6, 2026, and 296 since 2014. The largest group, 76, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 39. The company responded on time to 0.0% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as ALCHRO INC..

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 107Complaints, last 3 years
  • 296Complaints, all years
  • 0.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 13, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 636
202551
202420
202314
202216
202120
202018
201921
201832
201724
201626
201510
20148

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed3936.4%
False statements or representation1211.2%
Incorrect information on your report1110.3%
Problem with a company's investigation into an existing problem109.3%
Took or threatened to take negative or legal action109.3%
Written notification about debt98.4%
Improper use of your report87.5%
Communication tactics43.7%
Closing your account10.9%
Electronic communications10.9%
Repossession10.9%
Threatened to contact someone or share information improperly10.9%

How the company responded

Company responseComplaintsShare
Untimely response107100%

States

StateComplaintsShare
Florida6056.1%
Ohio1816.8%
Texas43.7%
Michigan32.8%
North Carolina32.8%
Alabama21.9%
Georgia21.9%
Indiana21.9%
Maryland21.9%
Pennsylvania21.9%
California10.9%
Colorado10.9%
Iowa10.9%
Kentucky10.9%
Massachusetts10.9%
New Hampshire10.9%
New Jersey10.9%
South Carolina10.9%
West Virginia10.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
September 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 19, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 17, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 9, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
June 30, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 10, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
June 5, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 28, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 23, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
May 16, 2026Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
May 15, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 26, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
April 17, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
April 4, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
April 3, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 3, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 2, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
March 30, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
March 28, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
March 25, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
March 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
March 18, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
March 16, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
February 27, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
February 25, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 20, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
January 15, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
December 25, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
December 22, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
December 19, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
December 17, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 3, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
November 23, 2025Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
November 21, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 21, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
November 11, 2025Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
November 9, 2025Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
November 9, 2025Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
November 8, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 3, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 19, 2025Credit cardClosing your accountUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.