Data / Consumer complaints / 700 Credit Experts
700 Credit Experts: 66 CFPB consumer complaints in the last 3 years
700 Credit Experts drew 66 consumer complaints in the CFPB database in the three years to November 6, 2026, and 66 since 2024. The largest group, 56, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 52. The company responded on time to 7.6% of the complaints, and 7.6% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 66Complaints, last 3 years
- 66Complaints, all years
- 7.6%Responded on time
- 7.6%Closed with relief
- 3Products
- Jul 28, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 4 |
| 2025 | 59 |
| 2024 | 3 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 56 | 84.8% |
| Debt or credit management | 6 | 9.1% |
| Debt collection | 4 | 6.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 52 | 78.8% |
| Didn't provide services promised | 4 | 6.1% |
| Attempts to collect debt not owed | 3 | 4.5% |
| Incorrect information on your report | 2 | 3% |
| Charged upfront or unexpected fees | 1 | 1.5% |
| Confusing or misleading advertising or marketing | 1 | 1.5% |
| Credit monitoring or identity theft protection services | 1 | 1.5% |
| Problem with a company's investigation into an existing problem | 1 | 1.5% |
| Took or threatened to take negative or legal action | 1 | 1.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Untimely response | 58 | 87.9% |
| Closed with non-monetary relief | 4 | 6.1% |
| Closed with explanation | 3 | 4.5% |
| Closed with monetary relief | 1 | 1.5% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 17 | 25.8% |
| California | 13 | 19.7% |
| North Carolina | 8 | 12.1% |
| Virginia | 4 | 6.1% |
| Arizona | 3 | 4.5% |
| Florida | 3 | 4.5% |
| Georgia | 3 | 4.5% |
| New York | 3 | 4.5% |
| District of Columbia | 2 | 3% |
| Michigan | 2 | 3% |
| Pennsylvania | 2 | 3% |
| Alabama | 1 | 1.5% |
| Massachusetts | 1 | 1.5% |
| Mississippi | 1 | 1.5% |
| New Jersey | 1 | 1.5% |
| Nevada | 1 | 1.5% |
| Washington | 1 | 1.5% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 28, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| July 17, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| July 17, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| January 9, 2026 | Debt or credit management | Charged upfront or unexpected fees | Untimely response | consumerfinance.gov |
| December 30, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| December 29, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 29, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 29, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 26, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 26, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 26, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 23, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 23, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 22, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 22, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 22, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 22, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 18, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 18, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 18, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 17, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 17, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 17, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 16, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 16, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 16, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 12, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 8, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 4, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 2, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| December 1, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 27, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 27, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 25, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 24, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 18, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 14, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 14, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 12, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 12, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| November 11, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt or credit management complaints
- Every company with Debt collection complaints
- Consumer complaints in Texas
- Consumer complaints in California
- Consumer complaints in North Carolina
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.