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Data / Consumer complaints / Universal Acceptance Corporation (Ne)

Universal Acceptance Corporation (Ne): 172 CFPB consumer complaints in the last 3 years

Universal Acceptance Corporation (Ne) drew 172 consumer complaints in the CFPB database in the three years to November 6, 2026, and 390 since 2014. The largest group, 67, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 53. The company responded on time to 100.0% of the complaints, and 4.7% closed with monetary or other relief. The CFPB records the company as UNIVERSAL ACCEPTANCE CORPORATION (NE).

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  • 172Complaints, last 3 years
  • 390Complaints, all years
  • 100.0%Responded on time
  • 4.7%Closed with relief
  • 3Products
  • Oct 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 673
202563
202433
202324
202221
202123
202020
201921
201829
201727
201632
201516
20148

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report5330.8%
Repossession2212.8%
Attempts to collect debt not owed169.3%
Managing the loan or lease169.3%
Improper use of your report158.7%
Took or threatened to take negative or legal action105.8%
Problem with a company's investigation into an existing problem95.2%
Getting a loan or lease84.7%
Written notification about debt84.7%
Problems at the end of the loan or lease74.1%
False statements or representation31.7%
Struggling to pay your loan31.7%
Electronic communications21.2%

How the company responded

Company responseComplaintsShare
Closed with explanation16495.3%
Closed with non-monetary relief63.5%
Closed with monetary relief21.2%

States

StateComplaintsShare
California3822.1%
Minnesota3017.4%
Colorado2414%
Washington2011.6%
Iowa95.2%
Nebraska84.7%
Missouri52.9%
Texas52.9%
Wisconsin52.9%
Kansas42.3%
Arizona31.7%
Florida31.7%
Georgia31.7%
Oklahoma31.7%
Alabama10.6%
Arkansas10.6%
Idaho10.6%
Illinois10.6%
Kentucky10.6%
Louisiana10.6%
Pennsylvania10.6%
South Carolina10.6%
South Dakota10.6%
Utah10.6%
Virginia10.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 27, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 20, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 16, 2026Vehicle loan or leaseIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
September 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 21, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 31, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 31, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 27, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 25, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 25, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 17, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 16, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
August 14, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 6, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 27, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 13, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 28, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 3, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 29, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 28, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 4, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 2, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 23, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 9, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
April 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.