Data / Consumer complaints / Universal Acceptance Corporation (Ne)
Universal Acceptance Corporation (Ne): 172 CFPB consumer complaints in the last 3 years
Universal Acceptance Corporation (Ne) drew 172 consumer complaints in the CFPB database in the three years to November 6, 2026, and 390 since 2014. The largest group, 67, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 53. The company responded on time to 100.0% of the complaints, and 4.7% closed with monetary or other relief. The CFPB records the company as UNIVERSAL ACCEPTANCE CORPORATION (NE).
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- 172Complaints, last 3 years
- 390Complaints, all years
- 100.0%Responded on time
- 4.7%Closed with relief
- 3Products
- Oct 29, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 73 |
| 2025 | 63 |
| 2024 | 33 |
| 2023 | 24 |
| 2022 | 21 |
| 2021 | 23 |
| 2020 | 20 |
| 2019 | 21 |
| 2018 | 29 |
| 2017 | 27 |
| 2016 | 32 |
| 2015 | 16 |
| 2014 | 8 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 67 | 39% |
| Vehicle loan or lease | 66 | 38.4% |
| Debt collection | 39 | 22.7% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 53 | 30.8% |
| Repossession | 22 | 12.8% |
| Attempts to collect debt not owed | 16 | 9.3% |
| Managing the loan or lease | 16 | 9.3% |
| Improper use of your report | 15 | 8.7% |
| Took or threatened to take negative or legal action | 10 | 5.8% |
| Problem with a company's investigation into an existing problem | 9 | 5.2% |
| Getting a loan or lease | 8 | 4.7% |
| Written notification about debt | 8 | 4.7% |
| Problems at the end of the loan or lease | 7 | 4.1% |
| False statements or representation | 3 | 1.7% |
| Struggling to pay your loan | 3 | 1.7% |
| Electronic communications | 2 | 1.2% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 164 | 95.3% |
| Closed with non-monetary relief | 6 | 3.5% |
| Closed with monetary relief | 2 | 1.2% |
States
| State | Complaints | Share |
|---|---|---|
| California | 38 | 22.1% |
| Minnesota | 30 | 17.4% |
| Colorado | 24 | 14% |
| Washington | 20 | 11.6% |
| Iowa | 9 | 5.2% |
| Nebraska | 8 | 4.7% |
| Missouri | 5 | 2.9% |
| Texas | 5 | 2.9% |
| Wisconsin | 5 | 2.9% |
| Kansas | 4 | 2.3% |
| Arizona | 3 | 1.7% |
| Florida | 3 | 1.7% |
| Georgia | 3 | 1.7% |
| Oklahoma | 3 | 1.7% |
| Alabama | 1 | 0.6% |
| Arkansas | 1 | 0.6% |
| Idaho | 1 | 0.6% |
| Illinois | 1 | 0.6% |
| Kentucky | 1 | 0.6% |
| Louisiana | 1 | 0.6% |
| Pennsylvania | 1 | 0.6% |
| South Carolina | 1 | 0.6% |
| South Dakota | 1 | 0.6% |
| Utah | 1 | 0.6% |
| Virginia | 1 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 26, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 31, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 31, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| August 27, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| August 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| August 16, 2026 | Vehicle loan or lease | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 27, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| July 24, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| July 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 28, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 26, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 25, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 14, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 11, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 8, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 7, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 3, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| May 29, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| May 28, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| May 12, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 4, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| May 2, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 23, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 11, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 10, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 9, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| April 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 1, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Vehicle loan or lease complaints
- Every company with Debt collection complaints
- Consumer complaints in California
- Consumer complaints in Minnesota
- Consumer complaints in Colorado
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.