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Data / Consumer complaints / Texas Guaranteed

Texas Guaranteed: 113 CFPB consumer complaints in the last 3 years

Texas Guaranteed drew 113 consumer complaints in the CFPB database in the three years to November 6, 2026, and 336 since 2014. The largest group, 55, was about debt collection, and the most common issue was “Dealing with your lender or servicer” with 24. The company responded on time to 98.2% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Texas
  • 113Complaints, last 3 years
  • 336Complaints, all years
  • 98.2%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 9, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 631
202557
202423
20239
202222
202132
202021
201935
201828
201747
201626
20152
20143

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection5548.7%
Credit reporting or other personal consumer reports3026.5%
Student loan2824.8%

Issues

IssueComplaintsShare
Dealing with your lender or servicer2421.2%
Attempts to collect debt not owed2320.4%
Took or threatened to take negative or legal action1614.2%
Incorrect information on your report1311.5%
Problem with a company's investigation into an existing problem119.7%
Improper use of your report98%
False statements or representation76.2%
Written notification about debt65.3%
Communication tactics32.7%
Getting a loan10.9%

How the company responded

Company responseComplaintsShare
Closed with explanation113100%

States

StateComplaintsShare
Texas5145.1%
New York1210.6%
Florida119.7%
California65.3%
Georgia54.4%
Kentucky43.5%
North Carolina43.5%
Louisiana21.8%
Michigan21.8%
Ohio21.8%
Pennsylvania21.8%
South Carolina21.8%
Arkansas10.9%
Iowa10.9%
Illinois10.9%
Indiana10.9%
Massachusetts10.9%
Oklahoma10.9%
Tennessee10.9%
Virginia10.9%
Washington10.9%
Wisconsin10.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 9, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
August 19, 2026Student loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 16, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 18, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
May 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 12, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 6, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 23, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
March 19, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 4, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 23, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 19, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 12, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 10, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
December 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 24, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 10, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 4, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 2, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 1, 2025Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 14, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 14, 2025Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 3, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 1, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 3, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 21, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.