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Data / Consumer complaints / Tennessee Credit Management, Inc

Tennessee Credit Management, Inc: 68 CFPB consumer complaints in the last 3 years

Tennessee Credit Management, Inc drew 68 consumer complaints in the CFPB database in the three years to November 6, 2026, and 68 since 2024. The largest group, 53, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 18. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 68Complaints, last 3 years
  • 68Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 641
202519
20248

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection5377.9%
Credit reporting or other personal consumer reports1319.1%
Debt or credit management11.5%
Vehicle loan or lease11.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1826.5%
Written notification about debt1420.6%
Took or threatened to take negative or legal action1014.7%
False statements or representation811.8%
Incorrect information on your report811.8%
Improper use of your report34.4%
Communication tactics22.9%
Problem with a company's investigation into an existing problem22.9%
Confusing or missing disclosures11.5%
Electronic communications11.5%
Repossession11.5%

How the company responded

Company responseComplaintsShare
Closed with explanation68100%

States

StateComplaintsShare
Texas1116.2%
Georgia1014.7%
Mississippi913.2%
Florida811.8%
South Carolina811.8%
Alabama57.4%
Missouri34.4%
North Carolina34.4%
Tennessee34.4%
Arkansas11.5%
Illinois11.5%
Indiana11.5%
Kentucky11.5%
New Jersey11.5%
Ohio11.5%
Pennsylvania11.5%
Washington11.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 23, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 31, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 11, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 18, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 28, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 28, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
March 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 28, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 18, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 11, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 15, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
January 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 14, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 26, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 7, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 30, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 20, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 24, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.