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Data / Consumer complaints / Southern Auto Finance Co / Vehicle loan or lease

Southern Auto Finance Co: 56 CFPB complaints about vehicle loan or lease, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Southern Auto Finance Co drew 56 consumer complaints about vehicle loan or lease in the CFPB database in the three years to November 6, 2026, 20.9% of its 268 complaints in that time. The most common issue was “Repossession”. The company responded on time to 83.9% of them, and 0.0% closed with monetary or other relief.

The request: Watch Southern Auto Finance Co: each new CFPB complaint about vehicle loan or lease by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 56Complaints, last 3 years
  • 20.9%Share of the company's complaints
  • 83.9%Responded on time
  • 0.0%Closed with relief
  • Oct 19, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261628.6%
12 months to Nov 6, 20252646.4%
12 months to Nov 6, 20241425%

Issues

IssueComplaintsShare
Repossession2035.7%
Managing the loan or lease1425%
Problem with a company's investigation into an existing problem610.7%
Getting a loan or lease58.9%
Incorrect information on your report47.1%
Problems at the end of the loan or lease47.1%
Struggling to pay your loan23.6%
Unable to get your credit report or credit score11.8%

How the company responded

Company responseComplaintsShare
Closed with explanation56100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Texas1730.4%
Florida1628.6%
Georgia814.3%
California610.7%
Indiana23.6%
North Carolina23.6%
Arizona11.8%
Mississippi11.8%
Pennsylvania11.8%
South Carolina11.8%
Utah11.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 6, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 24, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
September 12, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 8, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 3, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
August 28, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 26, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 19, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 29, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 24, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 8, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 24, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
May 23, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 31, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 7, 2025Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 26, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 28, 2025Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 20, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 10, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 8, 2025Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 6, 2025Vehicle loan or leaseUnable to get your credit report or credit scoreClosed with explanationconsumerfinance.gov
June 20, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 5, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 7, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.