Data / Consumer complaints / Risecredit, LLC
Risecredit, LLC: 63 CFPB consumer complaints in the last 3 years
Risecredit, LLC drew 63 consumer complaints in the CFPB database in the three years to November 6, 2026, and 823 since 2013. The largest group, 27, was about debt collection, and the most common issue was “Incorrect information on your report” with 16. The company responded on time to 90.5% of the complaints, and 0.0% closed with monetary or other relief.
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- 63Complaints, last 3 years
- 823Complaints, all years
- 90.5%Responded on time
- 0.0%Closed with relief
- 4Products
- Sep 10, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 15 |
| 2025 | 22 |
| 2024 | 23 |
| 2023 | 34 |
| 2022 | 27 |
| 2021 | 62 |
| 2020 | 68 |
| 2019 | 106 |
| 2018 | 110 |
| 2017 | 103 |
| 2016 | 89 |
| 2015 | 96 |
| 2014 | 67 |
| 2013 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 27 | 42.9% |
| Credit reporting or other personal consumer reports | 21 | 33.3% |
| Payday loan, title loan, personal loan, or advance loan | 14 | 22.2% |
| Money transfer, virtual currency, or money service | 1 | 1.6% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 16 | 25.4% |
| Attempts to collect debt not owed | 13 | 20.6% |
| Improper use of your report | 6 | 9.5% |
| Problem with a company's investigation into an existing problem | 6 | 9.5% |
| Charged fees or interest you didn't expect | 4 | 6.3% |
| False statements or representation | 4 | 6.3% |
| Took or threatened to take negative or legal action | 4 | 6.3% |
| Communication tactics | 3 | 4.8% |
| Written notification about debt | 2 | 3.2% |
| Credit limit changed | 1 | 1.6% |
| Credit monitoring or identity theft protection services | 1 | 1.6% |
| Electronic communications | 1 | 1.6% |
| Other transaction problem | 1 | 1.6% |
| Problem when making payments | 1 | 1.6% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 63 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| South Carolina | 9 | 14.3% |
| Texas | 8 | 12.7% |
| California | 7 | 11.1% |
| Mississippi | 6 | 9.5% |
| Missouri | 5 | 7.9% |
| Alabama | 4 | 6.3% |
| Georgia | 4 | 6.3% |
| Delaware | 3 | 4.8% |
| Illinois | 3 | 4.8% |
| Utah | 3 | 4.8% |
| Wisconsin | 3 | 4.8% |
| Idaho | 2 | 3.2% |
| North Carolina | 2 | 3.2% |
| Ohio | 2 | 3.2% |
| Tennessee | 1 | 1.6% |
| Virginia | 1 | 1.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| September 10, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 13, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| July 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| June 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| June 2, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 14, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| February 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 25, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| November 30, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 13, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 24, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 16, 2025 | Payday loan, title loan, personal loan, or advance loan | Credit limit changed | Closed with explanation | consumerfinance.gov |
| September 24, 2025 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 4, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 2, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 11, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 3, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 25, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 27, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 2, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 14, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| April 10, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 10, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 28, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 17, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| February 24, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 17, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| February 4, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 17, 2025 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| December 31, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| November 7, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 26, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 21, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 31, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 6, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 16, 2024 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | consumerfinance.gov |
| July 2, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 30, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| June 27, 2024 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 28, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 6, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Money transfer, virtual currency, or money service complaints
- Consumer complaints in South Carolina
- Consumer complaints in Texas
- Consumer complaints in California
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.