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Data / Consumer complaints / Risecredit, LLC

Risecredit, LLC: 63 CFPB consumer complaints in the last 3 years

Risecredit, LLC drew 63 consumer complaints in the CFPB database in the three years to November 6, 2026, and 823 since 2013. The largest group, 27, was about debt collection, and the most common issue was “Incorrect information on your report” with 16. The company responded on time to 90.5% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 63Complaints, last 3 years
  • 823Complaints, all years
  • 90.5%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Sep 10, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 615
202522
202423
202334
202227
202162
202068
2019106
2018110
2017103
201689
201596
201467
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report1625.4%
Attempts to collect debt not owed1320.6%
Improper use of your report69.5%
Problem with a company's investigation into an existing problem69.5%
Charged fees or interest you didn't expect46.3%
False statements or representation46.3%
Took or threatened to take negative or legal action46.3%
Communication tactics34.8%
Written notification about debt23.2%
Credit limit changed11.6%
Credit monitoring or identity theft protection services11.6%
Electronic communications11.6%
Other transaction problem11.6%
Problem when making payments11.6%

How the company responded

Company responseComplaintsShare
Closed with explanation63100%

States

StateComplaintsShare
South Carolina914.3%
Texas812.7%
California711.1%
Mississippi69.5%
Missouri57.9%
Alabama46.3%
Georgia46.3%
Delaware34.8%
Illinois34.8%
Utah34.8%
Wisconsin34.8%
Idaho23.2%
North Carolina23.2%
Ohio23.2%
Tennessee11.6%
Virginia11.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 31, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
July 31, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
July 14, 2026Payday loan, title loan, personal loan, or advance loanCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
June 27, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 11, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 22, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 13, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
February 10, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 25, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
November 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 13, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 24, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanCredit limit changedClosed with explanationconsumerfinance.gov
September 24, 2025Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 4, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 2, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 11, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 3, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 25, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 27, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 14, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
April 10, 2025Payday loan, title loan, personal loan, or advance loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 10, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 24, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 17, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
February 4, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 17, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 31, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 7, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 26, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 20, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 21, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 31, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 6, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 16, 2024Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
July 2, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 30, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 27, 2024Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 28, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 6, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.