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Data / Consumer complaints / R.T.R. Financial Services, Inc.

R.T.R. Financial Services, Inc.: 57 CFPB consumer complaints in the last 3 years

R.T.R. Financial Services, Inc. drew 57 consumer complaints in the CFPB database in the three years to November 6, 2026, and 94 since 2018. The largest group, 56, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 28. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in New York
  • 57Complaints, last 3 years
  • 94Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 26, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 615
202527
202414
202316
20226
20214
20202
20198
20182

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection5698.2%
Credit reporting or other personal consumer reports11.8%

Issues

IssueComplaintsShare
Attempts to collect debt not owed2849.1%
Written notification about debt1119.3%
Communication tactics712.3%
False statements or representation712.3%
Electronic communications11.8%
Problem with a company's investigation into an existing problem11.8%
Threatened to contact someone or share information improperly11.8%
Took or threatened to take negative or legal action11.8%

How the company responded

Company responseComplaintsShare
Closed with explanation57100%

States

StateComplaintsShare
New York2340.4%
Florida1831.6%
Texas58.8%
Georgia23.5%
New Jersey23.5%
Alabama11.8%
Kentucky11.8%
Maryland11.8%
Nevada11.8%
South Carolina11.8%
Tennessee11.8%
Virginia11.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 26, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 25, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 22, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 25, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 25, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 1, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 14, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 8, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 6, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 31, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 18, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 17, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 25, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 31, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 8, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 14, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
June 6, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 16, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
April 28, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 10, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
January 9, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 21, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 12, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 5, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 25, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 27, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 9, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 5, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 29, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.