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Data / Consumer complaints / QC Holdings Inc

QC Holdings Inc: 96 CFPB consumer complaints in the last 3 years

QC Holdings Inc drew 96 consumer complaints in the CFPB database in the three years to November 6, 2026, and 233 since 2013. The largest group, 62, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Charged fees or interest you didn't expect” with 15. The company responded on time to 97.9% of the complaints, and 14.6% closed with monetary or other relief. The CFPB records the company as QC HOLDINGS INC.

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  • 96Complaints, last 3 years
  • 233Complaints, all years
  • 97.9%Responded on time
  • 14.6%Closed with relief
  • 6Products
  • Oct 20, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 640
202535
202417
202318
20228
20218
20208
201910
201812
201714
201617
201517
201420
20139

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect1515.6%
Struggling to pay your loan1515.6%
Attempts to collect debt not owed88.3%
Took or threatened to take negative or legal action88.3%
Problem when making payments77.3%
Problem with the payoff process at the end of the loan66.2%
Communication tactics55.2%
Incorrect information on your report55.2%
Getting a line of credit33.1%
Loan payment wasn't credited to your account33.1%
Can't stop withdrawals from your bank account22.1%
False statements or representation22.1%
Money was taken from your bank account on the wrong day or for the wrong amount22.1%
Received a loan you didn't apply for22.1%
Threatened to contact someone or share information improperly22.1%
Was approved for a loan, but didn't receive the money22.1%
Charged upfront or unexpected fees11%
Getting the loan11%
Problem with a company's investigation into an existing problem11%
Problem with a lender or other company charging your account11%
Problem with additional add-on products or services11%
Problem with cash advance11%
Repossession11%
Vehicle was repossessed or sold the vehicle11%
Written notification about debt11%

How the company responded

Company responseComplaintsShare
Closed with explanation8184.4%
Closed with monetary relief1010.4%
Closed with non-monetary relief44.2%
In progress11%

States

StateComplaintsShare
Missouri2425%
Mississippi1010.4%
Idaho88.3%
Kansas88.3%
Tennessee77.3%
Texas77.3%
Oklahoma55.2%
Utah55.2%
Wisconsin55.2%
Florida33.1%
Alabama22.1%
Arizona22.1%
Kentucky22.1%
Louisiana22.1%
California11%
Colorado11%
Iowa11%
New Mexico11%
Nevada11%
Virginia11%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 20, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 16, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with monetary reliefconsumerfinance.gov
October 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 29, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 25, 2026Payday loan, title loan, personal loan, or advance loanCan't stop withdrawals from your bank accountClosed with explanationconsumerfinance.gov
September 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 31, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
August 26, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
August 13, 2026Payday loan, title loan, personal loan, or advance loanGetting a line of creditClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 8, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 29, 2026Payday loan, title loan, personal loan, or advance loanCan't stop withdrawals from your bank accountClosed with explanationconsumerfinance.gov
June 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 26, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
June 13, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with monetary reliefconsumerfinance.gov
June 12, 2026Payday loan, title loan, personal loan, or advance loanVehicle was repossessed or sold the vehicleClosed with explanationconsumerfinance.gov
June 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
May 15, 2026Debt collectionCommunication tacticsClosed with non-monetary reliefconsumerfinance.gov
May 7, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
May 2, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
May 2, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
May 1, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
April 26, 2026Payday loan, title loan, personal loan, or advance loanProblem with cash advanceClosed with monetary reliefconsumerfinance.gov
March 31, 2026Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
March 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 18, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 18, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
March 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 21, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 3, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
January 27, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
January 17, 2026Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with monetary reliefconsumerfinance.gov
January 15, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
January 13, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
January 7, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
December 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2025Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
December 3, 2025Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
December 1, 2025Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
November 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 17, 2025Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
November 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 10, 2025Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.