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Data / Consumer complaints / Palm Beach Credit Adjustors, Inc / Debt collection

Palm Beach Credit Adjustors, Inc: 73 CFPB complaints about debt collection, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Palm Beach Credit Adjustors, Inc drew 73 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 83.0% of its 88 complaints in that time. The most common issue was “Attempts to collect debt not owed”. The company responded on time to 34.2% of them, and 0.0% closed with monetary or other relief.

The request: Watch Palm Beach Credit Adjustors, Inc: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 73Complaints, last 3 years
  • 83.0%Share of the company's complaints
  • 34.2%Responded on time
  • 0.0%Closed with relief
  • Oct 21, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20263041.1%
12 months to Nov 6, 20252939.7%
12 months to Nov 6, 20241419.2%

Issues

IssueComplaintsShare
Attempts to collect debt not owed3649.3%
False statements or representation1520.5%
Written notification about debt1216.4%
Took or threatened to take negative or legal action912.3%
Communication tactics11.4%

How the company responded

Company responseComplaintsShare
Untimely response4764.4%
Closed with explanation2635.6%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida6589%
Arkansas45.5%
Alabama11.4%
Delaware11.4%
Georgia11.4%
Oklahoma11.4%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
September 3, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 29, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 9, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
July 9, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 26, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 4, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
May 29, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 5, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 7, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
March 25, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 27, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
February 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 17, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
December 31, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 31, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 21, 2025Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
December 19, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
December 10, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.