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Data / Consumer complaints / Palm Beach Credit Adjustors, Inc

Palm Beach Credit Adjustors, Inc: 88 CFPB consumer complaints in the last 3 years

Palm Beach Credit Adjustors, Inc drew 88 consumer complaints in the CFPB database in the three years to November 6, 2026, and 269 since 2014. The largest group, 73, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 36. The company responded on time to 35.2% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 88Complaints, last 3 years
  • 269Complaints, all years
  • 35.2%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 627
202538
202422
202327
20221
202136
202026
201917
201813
201719
201620
201516
20147

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection7383%
Credit reporting or other personal consumer reports1314.8%
Debt or credit management11.1%
Prepaid card11.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed3640.9%
False statements or representation1517%
Written notification about debt1213.6%
Took or threatened to take negative or legal action910.2%
Improper use of your report55.7%
Incorrect information on your report44.5%
Problem with a company's investigation into an existing problem33.4%
Communication tactics11.1%
Problem with customer service11.1%
Unable to get your credit report or credit score11.1%
Unexpected or other fees11.1%

How the company responded

Company responseComplaintsShare
Untimely response5663.6%
Closed with explanation3236.4%

States

StateComplaintsShare
Florida7686.4%
Arkansas44.5%
Alabama22.3%
Georgia22.3%
Delaware11.1%
Illinois11.1%
North Carolina11.1%
Oklahoma11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
September 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 26, 2026Prepaid cardUnexpected or other feesUntimely responseconsumerfinance.gov
September 3, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 6, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
July 30, 2026Credit reporting or other personal consumer reportsUnable to get your credit report or credit scoreUntimely responseconsumerfinance.gov
July 29, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 9, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
July 9, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 26, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 4, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
May 29, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 23, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
May 5, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 7, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
April 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
March 25, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
March 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
February 27, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
February 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 17, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
December 31, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 31, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
December 21, 2025Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
December 19, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
December 10, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
November 25, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 25, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 21, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
November 20, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
November 7, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
November 6, 2025Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
October 28, 2025Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
October 26, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 24, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 18, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 17, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 17, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
September 12, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 10, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
August 21, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 19, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
August 1, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 25, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.