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Data / Consumer complaints / Innovate Managed Holdings, LLC

Innovate Managed Holdings, LLC: 71 CFPB consumer complaints in the last 3 years

Innovate Managed Holdings, LLC drew 71 consumer complaints in the CFPB database in the three years to November 6, 2026, and 233 since 2016. The largest group, 40, was about vehicle loan or lease, and the most common issue was “Managing the loan or lease” with 21. The company responded on time to 77.5% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 71Complaints, last 3 years
  • 233Complaints, all years
  • 77.5%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 19, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 628
202524
202417
202345
202247
202118
20209
20199
201813
201719
20164

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Managing the loan or lease2129.6%
Incorrect information on your report1115.5%
Improper use of your report1014.1%
Problems at the end of the loan or lease912.7%
Repossession79.9%
Attempts to collect debt not owed57%
Problem with a company's investigation into an existing problem34.2%
Took or threatened to take negative or legal action22.8%
Communication tactics11.4%
False statements or representation11.4%
Struggling to pay your loan11.4%

How the company responded

Company responseComplaintsShare
Closed with explanation71100%

States

StateComplaintsShare
Texas1419.7%
Florida912.7%
Georgia68.5%
Illinois68.5%
Maryland68.5%
California57%
Arizona45.6%
Pennsylvania45.6%
Oklahoma34.2%
Colorado22.8%
Mississippi22.8%
North Carolina22.8%
Alabama11.4%
Indiana11.4%
Louisiana11.4%
Missouri11.4%
New Jersey11.4%
Nevada11.4%
Ohio11.4%
South Carolina11.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 13, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 4, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 2, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 21, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 16, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 12, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 12, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 11, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 3, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 14, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 10, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 29, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 27, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 26, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 10, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 27, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
March 18, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
March 10, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 18, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 30, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
November 18, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 10, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
November 7, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 27, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 22, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 9, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 25, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 17, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 17, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 12, 2025Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 6, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 5, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 14, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 11, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 17, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 13, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
March 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.