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Data / Consumer complaints / Idaho Central Credit Union

Idaho Central Credit Union: 97 CFPB consumer complaints in the last 3 years

Idaho Central Credit Union drew 97 consumer complaints in the CFPB database in the three years to November 6, 2026, and 97 since 2024. The largest group, 37, was about checking or savings account, and the most common issue was “Managing an account” with 25. The company responded on time to 100.0% of the complaints, and 11.3% closed with monetary or other relief. The CFPB records the company as IDAHO CENTRAL CREDIT UNION.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every checking or savings account companyGet checking or savings account in Idaho
  • 97Complaints, last 3 years
  • 97Complaints, all years
  • 100.0%Responded on time
  • 11.3%Closed with relief
  • 8Products
  • Oct 23, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 648
202534
202415

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Checking or savings account3738.1%
Credit reporting or other personal consumer reports1515.5%
Vehicle loan or lease1111.3%
Debt collection88.2%
Money transfer, virtual currency, or money service88.2%
Mortgage88.2%
Credit card77.2%
Payday loan, title loan, personal loan, or advance loan33.1%

Issues

IssueComplaintsShare
Managing an account2525.8%
Managing the loan or lease88.2%
Incorrect information on your report77.2%
Fraud or scam66.2%
Improper use of your report66.2%
Problem with a lender or other company charging your account66.2%
Problem with a company's investigation into an existing problem44.1%
Struggling to pay mortgage44.1%
Attempts to collect debt not owed33.1%
Problem with a purchase shown on your statement33.1%
Closing an account22.1%
False statements or representation22.1%
Money was not available when promised22.1%
Opening an account22.1%
Other features, terms, or problems22.1%
Problem caused by your funds being low22.1%
Problems at the end of the loan or lease22.1%
Trouble during payment process22.1%
Applying for a mortgage or refinancing an existing mortgage11%
Closing your account11%
Getting a loan or lease11%
Getting the loan11%
Problem with additional add-on products or services11%
Problem with the payoff process at the end of the loan11%
Threatened to contact someone or share information improperly11%

How the company responded

Company responseComplaintsShare
Closed with explanation8688.7%
Closed with monetary relief1010.3%
Closed with non-monetary relief11%

States

StateComplaintsShare
Idaho6364.9%
Washington1313.4%
Arizona88.2%
California22.1%
Texas22.1%
Colorado11%
Florida11%
Louisiana11%
North Dakota11%
Nevada11%
Oregon11%
Pennsylvania11%
Vermont11%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 23, 2026Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
October 21, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 3, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
September 25, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 11, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 9, 2026Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
September 8, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
September 6, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
August 25, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
July 26, 2026Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
July 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 15, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
July 14, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with monetary reliefconsumerfinance.gov
July 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 22, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
June 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 5, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 28, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with monetary reliefconsumerfinance.gov
May 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 21, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
May 15, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 12, 2026MortgageProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 25, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
April 21, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 21, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
April 20, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
April 20, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
April 13, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 4, 2026Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
March 21, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 21, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 20, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
March 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 18, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
March 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 7, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 6, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 2, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
March 2, 2026Vehicle loan or leaseManaging the loan or leaseClosed with monetary reliefconsumerfinance.gov
January 31, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
January 27, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
January 26, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with monetary reliefconsumerfinance.gov
January 23, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
January 15, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
January 9, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
December 26, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
December 19, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.