Data / Consumer complaints / Debt Recovery Solutions, LLC

Debt Recovery Solutions, LLC: 1,536 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against Debt Recovery Solutions, LLC
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

Debt Recovery Solutions, LLC drew 1,536 consumer complaints in the CFPB database in the three years to November 6, 2026, and 3,306 since 2013. The largest group, 1,207, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 567. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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1,536Complaints, last 3 years
3,306Complaints, all years
100.0%Responded on time
0.0%Closed with relief
5Products
Nov 3, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	651
2025	437
2024	417
2023	267
2022	186
2021	261
2020	242
2019	122
2018	195
2017	174
2016	137
2015	106
2014	90
2013	21

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Debt collection	1,207	78.6%
Credit reporting or other personal consumer reports	308	20.1%
Payday loan, title loan, personal loan, or advance loan	16	1%
Debt or credit management	4	0.3%
Credit card	1	0.1%

Issues

Issue	Complaints	Share
Attempts to collect debt not owed	567	36.9%
Written notification about debt	251	16.3%
Took or threatened to take negative or legal action	183	11.9%
False statements or representation	176	11.5%
Incorrect information on your report	174	11.3%
Problem with a company's investigation into an existing problem	74	4.8%
Improper use of your report	61	4%
Communication tactics	15	1%
Electronic communications	11	0.7%
Threatened to contact someone or share information improperly	4	0.3%
Struggling to pay your loan	3	0.2%
Charged fees or interest you didn't expect	2	0.1%
Credit monitoring or identity theft protection services	2	0.1%
Didn't provide services promised	2	0.1%
Problem with a company's investigation into an existing issue	2	0.1%
Received a loan you didn't apply for	2	0.1%
Charged upfront or unexpected fees	1	0.1%
Confusing or missing disclosures	1	0.1%
Getting a credit card	1	0.1%
Loan payment wasn't credited to your account	1	0.1%
Problem with the payoff process at the end of the loan	1	0.1%
Vehicle was damaged or destroyed the vehicle	1	0.1%
Was approved for a loan, but didn't receive the money	1	0.1%

How the company responded

Company response	Complaints	Share
Closed with explanation	1,536	100%

States

State	Complaints	Share
Texas	456	29.7%
Florida	145	9.4%
Georgia	103	6.7%
South Carolina	99	6.4%
California	81	5.3%
Louisiana	71	4.6%
Alabama	59	3.8%
Ohio	48	3.1%
Tennessee	46	3%
Mississippi	32	2.1%
Missouri	31	2%
Illinois	29	1.9%
Virginia	27	1.8%
North Carolina	26	1.7%
Arizona	24	1.6%
New York	23	1.5%
Pennsylvania	22	1.4%
Wisconsin	22	1.4%
Michigan	21	1.4%
Maryland	20	1.3%
Kentucky	15	1%
Nevada	14	0.9%
Washington	14	0.9%
Indiana	13	0.8%
Arkansas	11	0.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
November 3, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
November 2, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
November 2, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 29, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 29, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 28, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 22, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 22, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 20, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 20, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 20, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 18, 2026	Debt collection	Threatened to contact someone or share information improperly	Closed with explanation	consumerfinance.gov
October 17, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 15, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 15, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 14, 2026	Debt collection	Communication tactics	Closed with explanation	consumerfinance.gov
October 14, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 14, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 13, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 13, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 13, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 13, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 12, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 11, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 10, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 9, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 9, 2026	Debt collection	Electronic communications	Closed with explanation	consumerfinance.gov
October 9, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 9, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 8, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 8, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 7, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.