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Data / Consumer complaints / Carvant Financial LLC

Carvant Financial LLC: 98 CFPB consumer complaints in the last 3 years

Carvant Financial LLC drew 98 consumer complaints in the CFPB database in the three years to November 6, 2026, and 153 since 2015. The largest group, 47, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 27. The company responded on time to 94.9% of the complaints, and 10.2% closed with monetary or other relief. The CFPB records the company as CARVANT FINANCIAL LLC.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in New York
  • 98Complaints, last 3 years
  • 153Complaints, all years
  • 94.9%Responded on time
  • 10.2%Closed with relief
  • 5Products
  • Oct 17, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 637
202537
202423
20237
20226
202113
202010
201911
20184
20163
20152

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports4748%
Vehicle loan or lease2727.6%
Debt collection2222.4%
Debt or credit management11%
Payday loan, title loan, personal loan, or advance loan11%

Issues

IssueComplaintsShare
Improper use of your report2727.6%
Incorrect information on your report2323.5%
Repossession1616.3%
Attempts to collect debt not owed77.1%
False statements or representation55.1%
Took or threatened to take negative or legal action55.1%
Problem with a company's investigation into an existing problem44.1%
Written notification about debt33.1%
Struggling to pay your loan22%
Charged upfront or unexpected fees11%
Communication tactics11%
Credit monitoring or identity theft protection services11%
Electronic communications11%
Managing the loan or lease11%
Problems at the end of the loan or lease11%

How the company responded

Company responseComplaintsShare
Closed with explanation8889.8%
Closed with non-monetary relief99.2%
Closed with monetary relief11%

States

StateComplaintsShare
New York1717.3%
Florida1616.3%
Maryland1212.2%
North Carolina1010.2%
Connecticut99.2%
Pennsylvania99.2%
Virginia66.1%
Delaware55.1%
New Jersey55.1%
Georgia22%
Massachusetts22%
South Carolina22%
Texas22%
U.S. Virgin Islands11%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 17, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 13, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 29, 2026Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
September 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 31, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 31, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with non-monetary reliefconsumerfinance.gov
July 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 15, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 14, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 14, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 30, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 29, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 26, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 16, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 23, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 28, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 18, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
March 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 30, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
January 28, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
January 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
January 21, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
January 8, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 20, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 16, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 9, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 4, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 10, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 27, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 16, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 11, 2025Vehicle loan or leaseRepossessionClosed with monetary reliefconsumerfinance.gov
September 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 30, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 29, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.