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Data / Consumer complaints / 1803 Capital, LLC

1803 Capital, LLC: 52 CFPB consumer complaints in the last 3 years

1803 Capital, LLC drew 52 consumer complaints in the CFPB database in the three years to November 6, 2026, and 64 since 2022. The largest group, 29, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 13. The company responded on time to 90.4% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Georgia
  • 52Complaints, last 3 years
  • 64Complaints, all years
  • 90.4%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Sep 11, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 610
202528
202411
202312
20223

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports2955.8%
Debt collection1223.1%
Vehicle loan or lease1121.2%

Issues

IssueComplaintsShare
Incorrect information on your report1325%
Improper use of your report1223.1%
Repossession815.4%
Attempts to collect debt not owed59.6%
Problem with a company's investigation into an existing problem47.7%
Took or threatened to take negative or legal action47.7%
False statements or representation23.8%
Credit monitoring or identity theft protection services11.9%
Managing the loan or lease11.9%
Problem with fraud alerts or security freezes11.9%
Written notification about debt11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation52100%

States

StateComplaintsShare
Georgia1936.5%
Texas611.5%
Florida59.6%
North Carolina59.6%
Alabama23.8%
Arizona23.8%
California23.8%
Virginia23.8%
Illinois11.9%
Indiana11.9%
Louisiana11.9%
Michigan11.9%
Missouri11.9%
New Jersey11.9%
Nevada11.9%
Oregon11.9%
South Carolina11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 30, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 6, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 18, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 27, 2026Vehicle loan or leaseImproper use of your reportClosed with explanationconsumerfinance.gov
January 1, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 6, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 10, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 4, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 31, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 9, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 25, 2025Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
September 16, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 15, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 30, 2025Vehicle loan or leaseProblem with fraud alerts or security freezesClosed with explanationconsumerfinance.gov
August 29, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 21, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 18, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 4, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 3, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 9, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 27, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 18, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 11, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 28, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 26, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 11, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 30, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 15, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 14, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 1, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 25, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 22, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 17, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 29, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 18, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 8, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 16, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 16, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 26, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
February 21, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 30, 2023Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.