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Data / Federal rules / Mortgage insurance

Federal rules on mortgage insurance: 49 since January 2024

26 final rules and 23 proposed rules since January 10, 2024, 24 of them marked significant. Most come from the Housing and Urban Development Department (28), Veterans Affairs Department (7), Rural Housing Service (4), Energy Department (3).

SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.

Every document, newest first

DocumentAgencyTypePublished
Education Department General Administrative Regulations
2026-17239 · significant
Education DepartmentProposed ruleAug 24
Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Federal Flood Risk Management Standard
2026-13939 · significant
Housing and Urban Development DepartmentProposed ruleJul 10
Zero-Based Regulating
2026-13875 · significant
Energy DepartmentFinal ruleJul 9
Revising the Definition of “Manufactured Home” to Lower Housing Costs
2026-11851
Housing and Urban Development DepartmentProposed ruleJun 12
Zero-Based Regulating
2026-10729 · significant
Energy DepartmentProposed ruleMay 29
Zero-Based Regulating
2026-10727 · significant
Energy DepartmentFinal ruleMay 29
Equal Access to Housing in HUD Programs Revisions
2026-08244 · significant
Housing and Urban Development DepartmentProposed ruleApr 28
Single Family Housing Guaranteed Loan Program-Limited Party Concessions
2026-07617
Rural Housing ServiceProposed ruleApr 20
Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions
2026-06173 · significant
Rural Housing ServiceProposed ruleMar 31
Establishing Flexibility for Implementation of Work Requirements and Term Limits
2026-04095 · significant
Housing and Urban Development DepartmentProposed ruleMar 2
Housing and Community Development Act of 1980: Verification of Eligible Status
2026-03405 · significant
Housing and Urban Development DepartmentProposed ruleFeb 20
Housing Opportunity Through Modernization Act of 2016-Housing Choice Voucher (HCV) and Project-Based Voucher Implementation; Additional Streamlining Changes; Technical Amendments
2025-22157 · significant
Housing and Urban Development DepartmentFinal ruleDec 8, 2025
Adjustment of Civil Monetary Penalty Amounts for 2025
2025-10519
Housing and Urban Development DepartmentFinal ruleJun 12, 2025
Rescission of Affirmative Fair Housing Marketing Regulations
2025-09991 · significant
Housing and Urban Development DepartmentProposed ruleJun 3, 2025
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
2025-08643
Consumer Financial Protection BureauFinal ruleMay 16, 2025
Affirmatively Furthering Fair Housing Revisions
2025-03360 · significant
Housing and Urban Development DepartmentFinal ruleMar 3, 2025
Federal Civil Penalties Inflation Adjustment Act Amendments
2025-00094
Veterans Affairs DepartmentFinal ruleJan 10, 2025
HUD's Implementation of OMB's Guidance for Federal Financial Assistance
2024-30260
Housing and Urban Development DepartmentProposed ruleDec 31, 2024
Disbursing Multifamily Mortgage Proceeds: Permitting Mortgagees To Disburse Mortgage Proceeds With Mortgagor-Provided Funds
2024-29390
Housing and Urban Development DepartmentFinal ruleDec 13, 2024
Federal Housing Administration (FHA): Single Family Sale Program
2024-28706
Housing and Urban Development DepartmentFinal ruleDec 11, 2024
Adoption of 2020 Core Based Statistical Area Standards
2024-28450
Housing and Urban Development DepartmentFinal ruleDec 6, 2024
Loan Guaranty: Loan Reporting and Partial or Total Loss of Guaranty or Insurance
2024-26776 · significant
Veterans Affairs DepartmentProposed ruleNov 20, 2024
Legal Services, General Counsel, and Miscellaneous Claims
2024-23840
Veterans Affairs DepartmentProposed ruleNov 7, 2024
Public Housing Evaluation and Oversight: Changes to the Public Housing Assessment System (PHAS) and Determining and Remedying Performance Deficiencies
2024-25469 · significant
Housing and Urban Development DepartmentProposed ruleNov 4, 2024
Health and Human Services Adoption of the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards
2024-21984
Health and Human Services DepartmentFinal ruleOct 2, 2024
Single Family Housing Guaranteed Loan Program
2024-21404
Rural Housing ServiceProposed ruleSep 19, 2024
Adoption of 2020 Core Based Statistical Area Standards
2024-19807
Housing and Urban Development DepartmentProposed ruleSep 6, 2024
Anti-Money Laundering Regulations for Residential Real Estate Transfers
2024-19198 · significant
Financial Crimes Enforcement NetworkFinal ruleAug 29, 2024
Single Family Housing Guaranteed Loan Program Changes Related to Special Servicing Options
2024-18291
Rural Housing ServiceFinal ruleAug 15, 2024
Disbursing Multifamily Mortgage Proceeds: Permitting Mortgagees To Disburse Mortgage Proceeds With Mortgagor-Provided Funds
2024-17033
Housing and Urban Development DepartmentProposed ruleAug 6, 2024
Modernization of Engagement With Mortgagors in Default
2024-16728
Housing and Urban Development DepartmentFinal ruleAug 2, 2024
Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
2024-15475 · significant
Consumer Financial Protection BureauProposed ruleJul 24, 2024
Federal Housing Administration (FHA): Single Family Sale Program
2024-15024
Housing and Urban Development DepartmentProposed ruleJul 16, 2024
Loan Guaranty: Adjustable Rate Mortgages, Hybrid Adjustable Rate Mortgages, and Temporary Buydown Agreements
2024-13389 · significant
Veterans Affairs DepartmentProposed ruleJun 21, 2024
Removal of Obsolete Regulations for Section 236 of the National Housing Act
2024-12199
Housing and Urban Development DepartmentFinal ruleJun 4, 2024
Housing Opportunity Through Modernization Act of 2016-Housing Choice Voucher (HCV) and Project-Based Voucher Implementation; Additional Streamlining Changes
2024-08601 · significant
Housing and Urban Development DepartmentFinal ruleMay 7, 2024
Revision of Investing Lenders and Investing Mortgagees Requirements and Expansion of Government-Sponsored Enterprises Definition
2024-08648
Housing and Urban Development DepartmentFinal ruleApr 23, 2024
Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Federal Flood Risk Management Standard
2024-06246 · significant
Housing and Urban Development DepartmentFinal ruleApr 23, 2024
Indexing Methodology for Title I Manufactured Home Loan Limits; Correction
2024-07880 · significant
Housing and Urban Development DepartmentFinal ruleApr 15, 2024
Loan Guaranty: Servicer Regulation Changes
2024-07113
Veterans Affairs DepartmentFinal ruleApr 10, 2024
Reducing Barriers to HUD-Assisted Housing
2024-06218 · significant
Housing and Urban Development DepartmentProposed ruleApr 10, 2024
Loan Guaranty: Revisions to VA-Guaranteed or Insured Interest Rate Reduction Refinancing Loans
2024-04884
Veterans Affairs DepartmentProposed ruleMar 7, 2024
Partnerships With Faith-Based and Neighborhood Organizations
2024-03869 · significant
Health and Human Services DepartmentFinal ruleMar 4, 2024
Indexing Methodology for Title I Manufactured Home Loan Limits
2024-04138 · significant
Housing and Urban Development DepartmentFinal ruleFeb 28, 2024
Rent Adjustments in the Mark-to-Market Program
2024-04081
Housing and Urban Development DepartmentFinal ruleFeb 28, 2024
Adjustment of Civil Monetary Penalty Amounts for 2024
2024-03736
Housing and Urban Development DepartmentFinal ruleFeb 23, 2024
Anti-Money Laundering Regulations for Residential Real Estate Transfers
2024-02565 · significant
Financial Crimes Enforcement NetworkProposed ruleFeb 16, 2024
Changes in Branch Office Registration Requirements
2024-02023
Housing and Urban Development DepartmentFinal ruleFeb 2, 2024
Federal Civil Penalties Inflation Adjustment Act Amendments
2024-00353
Veterans Affairs DepartmentFinal ruleJan 10, 2024

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Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.