Data / Federal rules / 2024-28706

Federal Housing Administration (FHA): Single Family Sale Program

The Housing and Urban Development Department published this final rule in the Federal Register on December 11, 2024. It took effect on January 10, 2025.

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What the agency says

This rule amends the requirements for the sale of eligible single family mortgage loans insured by the Federal Housing Administration (FHA) that have been assigned to the Secretary of the Department of Housing and Urban Development (HUD) in exchange for claim payments. The mortgage notes are sold, without FHA insurance, to qualified purchasers in a manner that seeks to maximize recoveries and strengthen HUD's Mutual Mortgage Insurance Fund (MMIF) and to achieve HUD's operational goals for the MMIF. This rule transitions the pilot Single Family Sale Program from a demonstration to a permanent program and removes existing Disposition of HUD-Acquired and -Owned Single Family Property regulations, which provided for a retired program that handled the sale of HUD-held single family mortgage loans.

Key facts

Document number: 2024-28706
Type: Final rule
Action: Final rule
Agency: Housing and Urban Development Department
Published: December 11, 2024
Takes effect: January 10, 2025
Dates: Effective: January 10, 2025.
Docket: Docket No. FR-6051-F-03
Regulation ID (RIN): 2502-AJ47
Code of Federal Regulations: 24 CFR 203; 24 CFR 206; 24 CFR 291
Topics: Aged; Community facilities; Condominiums; Hawaiian Natives; Home improvement; Homeless; Indians-lands; Lead poisoning; Loan programs-housing and community development; Low and moderate income housing; Mortgage insurance; Mortgages; Reporting and recordkeeping requirements; Solar energy; Surplus Government property
Pages: 15

The document on federalregister.gov PDF

Other documents from the Housing and Urban Development Department

Document	Type	Published
Section 3 Benchmarks for Creating Economic Opportunities for Low- and Very Low-Income Persons and Eligible Businesses 2026-20374	Final rule	Oct 5
Section 108 Loan Guarantee Program: Announcement of Fee To Cover Credit Subsidy Costs for FY 2027 2026-19743	Final rule	Sep 28
Revising HUD's Noise Abatement and Control Regulations; Correcting Amendment 2026-16967	Final rule	Aug 20
HUD's Implementation of the Fair Housing Act's Disparate Impact Standard; Amendments to HUD's Title VI Regulations 2026-16228 · significant	Proposed rule	Aug 10
Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Federal Flood Risk Management Standard 2026-13939 · significant	Proposed rule	Jul 10
Revising the Definition of “Manufactured Home” to Lower Housing Costs 2026-11851	Proposed rule	Jun 12
Revising HUD's Noise Abatement and Control Regulations 2026-11849	Final rule	Jun 12
Regulation for Federal Financial Assistance 2026-10817	Proposed rule	May 29

Everything from the Housing and Urban Development Department · Rules on aged · Rules on community facilities · Rules on condominiums · Published in December 2024

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.