Data / Consumer complaints / Vystar Credit Union / Mortgage
Vystar Credit Union: 47 CFPB complaints about mortgage, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Vystar Credit Union drew 47 consumer complaints about mortgage in the CFPB database in the three years to November 6, 2026, 5.0% of its 932 complaints in that time. The most common issue was “Trouble during payment process”. The company responded on time to 100.0% of them, and 53.2% closed with monetary or other relief.
The request: Watch Vystar Credit Union: each new CFPB complaint about mortgage by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 47Complaints, last 3 years
- 5.0%Share of the company's complaints
- 100.0%Responded on time
- 53.2%Closed with relief
- Sep 10, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 13 | 27.7% |
| 12 months to Nov 6, 2025 | 27 | 57.4% |
| 12 months to Nov 6, 2024 | 7 | 14.9% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Trouble during payment process | 41 | 87.2% |
| Applying for a mortgage or refinancing an existing mortgage | 4 | 8.5% |
| Incorrect information on your report | 1 | 2.1% |
| Problem with a company's investigation into an existing problem | 1 | 2.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 22 | 46.8% |
| Closed with non-monetary relief | 17 | 36.2% |
| Closed with monetary relief | 8 | 17% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Florida | 43 | 91.5% |
| Georgia | 2 | 4.3% |
| North Carolina | 1 | 2.1% |
| Texas | 1 | 2.1% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| September 10, 2026 | Mortgage | Trouble during payment process | Closed with monetary relief | consumerfinance.gov |
| May 29, 2026 | Mortgage | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| May 13, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| April 27, 2026 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| April 27, 2026 | Mortgage | Trouble during payment process | Closed with monetary relief | consumerfinance.gov |
| April 3, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | consumerfinance.gov |
| February 27, 2026 | Mortgage | Trouble during payment process | Closed with monetary relief | consumerfinance.gov |
| February 26, 2026 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| February 11, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| December 19, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| December 15, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| December 12, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| November 11, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 28, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| October 24, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 2, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| August 19, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| July 25, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 4, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | consumerfinance.gov |
| April 30, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| April 27, 2025 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| April 3, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| March 27, 2025 | Mortgage | Trouble during payment process | Closed with monetary relief | consumerfinance.gov |
| March 24, 2025 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| March 12, 2025 | Mortgage | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
Also on SpecStream
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.