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Data / Consumer complaints / Southern Financial Systems, Inc.

Southern Financial Systems, Inc.: 35 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Southern Financial Systems, Inc. drew 35 consumer complaints in the CFPB database in the three years to November 6, 2026, and 76 since 2014. The largest group, 31, was about debt collection, and the most common issue was “Written notification about debt” with 12. The company responded on time to 97.1% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Southern Financial Systems, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 35Complaints, last 3 years
  • 76Complaints, all years
  • 97.1%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 2, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 611
202515
20248
20234
20228
20214
20206
20196
20182
20177
20163
20151
20141

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3188.6%
Credit reporting or other personal consumer reports411.4%

Issues

IssueComplaintsShare
Written notification about debt1234.3%
False statements or representation720%
Attempts to collect debt not owed617.1%
Took or threatened to take negative or legal action617.1%
Improper use of your report25.7%
Identity theft protection or other monitoring services12.9%
Incorrect information on your report12.9%

How the company responded

Company responseComplaintsShare
Closed with explanation35100%

States

StateComplaintsShare
Mississippi2777.1%
Louisiana411.4%
Alabama38.6%
Florida12.9%

Latest 35 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 2, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 15, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 11, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 11, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 31, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 16, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 4, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 2, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 4, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 30, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 30, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 1, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 17, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 8, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 26, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 20, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 1, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 19, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 17, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 24, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 22, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 3, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 4, 2024Credit reporting or other personal consumer reportsIdentity theft protection or other monitoring servicesClosed with explanationconsumerfinance.gov
January 11, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 21, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.