Skip to the page
Get started free

Data / Consumer complaints / SCA Collections, Inc.

SCA Collections, Inc.: 123 CFPB consumer complaints in the last 3 years

SCA Collections, Inc. drew 123 consumer complaints in the CFPB database in the three years to November 6, 2026, and 686 since 2013. The largest group, 99, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 50. The company responded on time to 85.4% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in North Carolina
  • 123Complaints, last 3 years
  • 686Complaints, all years
  • 85.4%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 649
202545
202426
202339
202288
2021110
202050
201968
201855
201777
201637
201534
20147
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection9980.5%
Credit reporting or other personal consumer reports2419.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed5040.7%
Written notification about debt2117.1%
Incorrect information on your report1512.2%
Took or threatened to take negative or legal action1512.2%
False statements or representation97.3%
Problem with a company's investigation into an existing problem75.7%
Communication tactics32.4%
Improper use of your report21.6%
Threatened to contact someone or share information improperly10.8%

How the company responded

Company responseComplaintsShare
Closed with explanation123100%

States

StateComplaintsShare
North Carolina7258.5%
South Carolina2822.8%
Florida64.9%
Georgia64.9%
Tennessee43.3%
Texas21.6%
California10.8%
Colorado10.8%
Maine10.8%
Michigan10.8%
U.S. Virgin Islands10.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 5, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 25, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 19, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 7, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 24, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 18, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 2, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.