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Data / Consumer complaints / R.M. Galicia, Inc.

R.M. Galicia, Inc.: 176 CFPB consumer complaints in the last 3 years

R.M. Galicia, Inc. drew 176 consumer complaints in the CFPB database in the three years to November 6, 2026, and 999 since 2013. The largest group, 143, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 69. The company responded on time to 97.2% of the complaints, and 33.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in California
  • 176Complaints, last 3 years
  • 999Complaints, all years
  • 97.2%Responded on time
  • 33.0%Closed with relief
  • 3Products
  • Oct 12, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 625
202537
2024102
202389
2022109
2021122
202090
201970
201883
201779
201668
201557
201451
201317

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection14381.2%
Credit reporting or other personal consumer reports3117.6%
Debt or credit management21.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed6939.2%
Written notification about debt3218.2%
False statements or representation2212.5%
Improper use of your report126.8%
Took or threatened to take negative or legal action126.8%
Problem with a company's investigation into an existing problem116.2%
Incorrect information on your report84.5%
Threatened to contact someone or share information improperly42.3%
Charged upfront or unexpected fees21.1%
Communication tactics21.1%
Electronic communications21.1%

How the company responded

Company responseComplaintsShare
Closed with explanation11766.5%
Closed with non-monetary relief5833%
In progress10.6%

States

StateComplaintsShare
California9956.2%
Arizona5129%
South Carolina105.7%
Nevada42.3%
Texas31.7%
Alabama10.6%
Colorado10.6%
Georgia10.6%
Illinois10.6%
Indiana10.6%
Mississippi10.6%
North Carolina10.6%
Ohio10.6%
Tennessee10.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 12, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
August 31, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 26, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 29, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
May 10, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
April 29, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
April 27, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
April 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
April 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 30, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 4, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 26, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
January 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 23, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 16, 2025Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
December 12, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 8, 2025Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
November 20, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 20, 2025Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
November 4, 2025Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
November 4, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 1, 2025Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
September 22, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 5, 2025Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
August 26, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 6, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 4, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 2, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 20, 2025Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
June 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 7, 2025Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 3, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 25, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 22, 2025Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
May 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 9, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 9, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.