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Data / Consumer complaints / N.A.R., Inc.

N.A.R., Inc.: 130 CFPB consumer complaints in the last 3 years

N.A.R., Inc. drew 130 consumer complaints in the CFPB database in the three years to November 6, 2026, and 365 since 2013. The largest group, 106, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 31. The company responded on time to 90.8% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Utah
  • 130Complaints, last 3 years
  • 365Complaints, all years
  • 90.8%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 28, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 646
202551
202431
202312
202230
202123
202015
201921
201834
201734
201624
201522
201416
20136

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection10681.5%
Credit reporting or other personal consumer reports2216.9%
Credit card10.8%
Debt or credit management10.8%

Issues

IssueComplaintsShare
Attempts to collect debt not owed3123.8%
Took or threatened to take negative or legal action2620%
False statements or representation2418.5%
Written notification about debt1914.6%
Incorrect information on your report118.5%
Improper use of your report53.8%
Problem with a company's investigation into an existing problem53.8%
Threatened to contact someone or share information improperly53.8%
Communication tactics10.8%
Getting a credit card10.8%
Problem with customer service10.8%
Problem with fraud alerts or security freezes10.8%

How the company responded

Company responseComplaintsShare
Closed with explanation12696.9%
In progress21.5%
Untimely response21.5%

States

StateComplaintsShare
Utah3627.7%
Arizona1511.5%
Texas1511.5%
Florida64.6%
Nevada64.6%
Missouri53.8%
New York53.8%
Ohio43.1%
Virginia43.1%
California32.3%
Colorado32.3%
Idaho32.3%
Illinois32.3%
Wisconsin32.3%
Georgia21.5%
Louisiana21.5%
Maryland21.5%
North Carolina21.5%
Oklahoma21.5%
Delaware10.8%
Minnesota10.8%
New Mexico10.8%
Oregon10.8%
Pennsylvania10.8%
South Carolina10.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
August 10, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
August 5, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 1, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 22, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 15, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 31, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 29, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
April 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 5, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 26, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
February 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 26, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 13, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 24, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 7, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 25, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.