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Data / Consumer complaints / Financial Management Solutions, LLC

Financial Management Solutions, LLC: 143 CFPB consumer complaints in the last 3 years

Financial Management Solutions, LLC drew 143 consumer complaints in the CFPB database in the three years to November 6, 2026, and 341 since 2013. The largest group, 108, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 49. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 143Complaints, last 3 years
  • 341Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 31, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 645
202554
202442
202319
202222
202125
202030
201918
201818
201726
201612
201513
201410
20137

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed4934.3%
False statements or representation2215.4%
Took or threatened to take negative or legal action1913.3%
Incorrect information on your report1812.6%
Written notification about debt1510.5%
Improper use of your report139.1%
Communication tactics32.1%
Problem with a company's investigation into an existing problem32.1%
Unauthorized withdrawals or charges10.7%

How the company responded

Company responseComplaintsShare
Closed with explanation143100%

States

StateComplaintsShare
Maryland8358%
District of Columbia1812.6%
Virginia1812.6%
Texas53.5%
New Jersey42.8%
North Carolina32.1%
Pennsylvania32.1%
California21.4%
South Carolina21.4%
Arizona10.7%
Florida10.7%
Georgia10.7%
Louisiana10.7%
New York10.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 31, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 1, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 10, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 28, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 21, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 7, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 27, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
January 26, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 19, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 10, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 6, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.