Skip to the page
Get started free

Data / Consumer complaints / Credits, Incorporated

Credits, Incorporated: 18 CFPB complaints, last 3 years

The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.

Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Credits, Incorporated drew 18 consumer complaints in the CFPB database in the three years to November 9, 2026, and 29 since 2015. The largest group, 18, was about debt collection, and the most common issue was “Written notification about debt” with 13. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Credits, Incorporated: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

Watch this company's complaintsGet every debt collection companyGet debt collection in Oregon

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 18Complaints, last 3 years
  • 29Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 1Products
  • Apr 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 911
20254
20243
20222
20211
20203
20191
20183
20151

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection18100%

Issues

IssueComplaintsShare
Written notification about debt1372.2%
Attempts to collect debt not owed211.1%
Took or threatened to take negative or legal action211.1%
False statements or representation15.6%

How the company responded

Company responseComplaintsShare
Closed with explanation18100%

States

StateComplaintsShare
Oregon1372.2%
Idaho316.7%
Arizona15.6%
Washington15.6%

Latest 18 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
April 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 7, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 18, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 6, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 6, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 22, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 16, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 28, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 2, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 16, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 6, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 15, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.