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Data / Consumer complaints / Consumer Financial Services

Consumer Financial Services: 56 CFPB consumer complaints in the last 3 years

Consumer Financial Services drew 56 consumer complaints in the CFPB database in the three years to November 6, 2026, and 158 since 2012. The largest group, 24, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 25. The company responded on time to 96.4% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 56Complaints, last 3 years
  • 158Complaints, all years
  • 96.4%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 13, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 616
202523
202415
202317
202213
202115
202012
201911
20189
201710
20169
20152
20141
20134
20121

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report2544.6%
Managing the loan or lease610.7%
Getting a loan or lease58.9%
Repossession58.9%
Attempts to collect debt not owed23.6%
False statements or representation23.6%
Improper use of your report23.6%
Problem with a company's investigation into an existing problem23.6%
Communication tactics11.8%
Problem when making payments11.8%
Problems at the end of the loan or lease11.8%
Struggling to pay your loan11.8%
Threatened to contact someone or share information improperly11.8%
Took or threatened to take negative or legal action11.8%
Unable to get your credit report or credit score11.8%

How the company responded

Company responseComplaintsShare
Closed with explanation56100%

States

StateComplaintsShare
Florida2442.9%
Illinois1933.9%
Indiana58.9%
Alabama23.6%
Texas23.6%
Georgia11.8%
Missouri11.8%
Tennessee11.8%
Wisconsin11.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 13, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 29, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 10, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
June 30, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 30, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 18, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 11, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
March 17, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 29, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 22, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 30, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 4, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
November 12, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 4, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 28, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 22, 2025Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 18, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 2, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 8, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 13, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
May 11, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 25, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
April 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 13, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
April 8, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 12, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 16, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 28, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 24, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 13, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 19, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 10, 2024Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
November 26, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
November 2, 2024Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
October 2, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 17, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 9, 2024Vehicle loan or leaseImproper use of your reportClosed with explanationconsumerfinance.gov
July 22, 2024Vehicle loan or leaseUnable to get your credit report or credit scoreClosed with explanationconsumerfinance.gov
June 11, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 6, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 5, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.