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Data / Consumer complaints / Commercial Trade, Inc.

Commercial Trade, Inc.: 38 CFPB consumer complaints in the last 3 years

Commercial Trade, Inc. drew 38 consumer complaints in the CFPB database in the three years to November 6, 2026, and 111 since 2013. The largest group, 33, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 17. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in California
  • 38Complaints, last 3 years
  • 111Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Nov 5, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 612
20259
202415
20232
20227
20213
20209
20198
20187
201711
20165
20156
201413
20134

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3386.8%
Credit reporting or other personal consumer reports513.2%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1744.7%
False statements or representation513.2%
Took or threatened to take negative or legal action513.2%
Written notification about debt513.2%
Incorrect information on your report25.3%
Problem with a company's investigation into an existing problem25.3%
Improper use of your report12.6%
Threatened to contact someone or share information improperly12.6%

How the company responded

Company responseComplaintsShare
Closed with explanation38100%

States

StateComplaintsShare
California2565.8%
Texas37.9%
Ohio25.3%
Tennessee25.3%
Arkansas12.6%
Florida12.6%
Georgia12.6%
Illinois12.6%
New York12.6%
Pennsylvania12.6%

Latest 38 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 6, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 25, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 2, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 27, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 14, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 10, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 1, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 5, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 14, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 16, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 11, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 2, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 10, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 5, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 26, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 23, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 26, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 21, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 26, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 27, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 6, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 25, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 27, 2023Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
November 26, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.